McKinney housing inventory tracker: September 2026

This is the September 2026 edition of our McKinney housing inventory tracker. The headline: 1,995 active listings, up 133 listings month over month and +24.0% year over year. Single family homes made up 94% of what was listed, townhouses 5%.

TurboHome Market Analysis · McKinney, Texas · Data through September 2026

Key findings

• McKinney had 1,995 active listings in September 2026, +24.0% versus 1,609 in September 2025 and +7.1% versus 1,862 in August 2026.
• Single family homes: 1,871 active in September 2026 versus 1,500 a year earlier (+24.7%). Condos: 21 versus 17 (+23.5%).
• Townhouses: 99 active versus 84 a year earlier (+17.9%).
• Single family homes made up 94% of active inventory, townhouses 5%, and condos 1%.
• September 2026 is the highest monthly count in the 24-month window. The low was 954 in Dec 2024.
• Mustang Lakes had the most active listings of any tracked neighborhood (131 in September 2026, versus 123 in August).

Chart 1: McKinney active listings by property type, Oct 2024 to September 2026

• All active listings
• Single family
• Condo
• Townhouse

Chart 2: McKinney active listings by neighborhood, September 2026 vs August 2026

• Sep 2026
• Aug 2026

1. Mustang Lakes131123
2. Craig Ranch10384
3. Collin County Justice Center6665
4. Eldorado Heights3841
5. Historic McKinney3527
6. Highlands at Westridge2918
7. Heights at Westridge1913
8. Greens of McKinney1713

050100150

Market context

North Texas is a slow market with plenty of choice. NTREIS data for September 2026 compiled by The Agency Dallas showed 8,993 closed sales across the region, down 9.7% year over year, pending sales down 21.3%, a median price of $355,000 (down 1.6%), 5.1 months of supply, and a median of 64 days on market; Dallas County sat at 4.9 months of supply, Tarrant County at 3.8, and Collin County at 4.7 (source). Redfin's four-week data through October 18 showed new listings down 11.1% in the Dallas metro and 9.5% in Fort Worth (source).

Nationally, the backdrop is weak demand and slowly building supply. Freddie Mac's survey put the average 30-year fixed rate at 7.32% on October 22, 2026, down from 7.40% the week before but well above 6.19% a year earlier (source). Redfin counted 281,749 pending sales in the four weeks ending October 18, down 14.4% from a year ago and the lowest level in its records, while active listings nationwide were up 2.1% (source).

What it means for buyers in McKinney

Buyers in McKinney have more to choose from than a year ago. With 1,995 active listings, +24.0% above September 2025, you can afford to be selective, ask for repairs or credits, and walk away from a home that is priced for last year's market. Single family shoppers have the most leverage: 1,871 houses were listed versus 1,500 a year earlier. Start with Mustang Lakes, which had the deepest pool of listings in the city.

What it means for sellers in McKinney

Sellers face more competition. Every listing in McKinney is up against 1,994 others, and the count has been climbing since Dec 2024. Price to the most recent comparable sales rather than to spring asking prices, make the home show-ready before the first weekend, and expect buyers to negotiate on inspection items. Listings in Craig Ranch saw the sharpest one month increase in nearby competition.

How TurboHome helps

TurboHome is a flat fee brokerage licensed in California and Texas. Our in-house, licensed local agents handle touring, analysis, offers, negotiation, and closing, and we split the buyer side commission with you. You can take your TurboHome Rebate as cash at closing, use it to strengthen your offer, or use it to buy down your mortgage rate, which matters when rates sit above 7%. In a looser McKinney market, that rebate is money you keep rather than money that goes to a traditional commission. Talk to a TurboHome agent about buying in McKinney or read how the buyer rebate works in Texas.

Methodology

TurboHome analysis of MLS data via Snowflake. Active listing counts are month-end snapshots of listings with an active status inside McKinney city limits, from Oct 2024 through September 2026, the latest complete month. Deleted or withdrawn records are excluded. Property types shown are single family residences, condominiums, and townhouses; the all listings total also includes other residential types such as duplexes and manufactured homes, so the three columns do not sum to the total. Neighborhood counts cover neighborhoods with at least 5 active listings in September 2026 and are limited to the 8 largest by current count. Neighborhood figures are compared month over month only, because the share of listings assigned to a named neighborhood has grown over the past year and a year over year neighborhood comparison would overstate the change. All figures are aggregates; no individual listing data is published. Counts come from the MLS feeds TurboHome tracks and can differ from county or metro figures published by local Realtor associations, which use different boundaries and definitions.

FAQ

Related pages

• Arlington housing inventory tracker: September 2026
• Dallas housing inventory tracker: September 2026
• Fort Worth housing inventory tracker: September 2026
• Frisco housing inventory tracker: September 2026
• Plano housing inventory tracker: September 2026
• TurboHome buyer rebate in Texas
• TurboHome vs Redfin

About the Author

Vinura Abeysundara

Vinura Abeysundara is a real estate and growth professional with experience scaling homebuying platforms across Canada and the United States. Formerly Head of Growth at Zown, he now works with TurboHome and writes about homebuyer savings, flat-fee real estate, commissions, and technology in real estate.

View Vinura on LinkedIn

About Jake Shuler

Agent, Texas

Jake Shuler is a Texas REALTOR® with more than 10 years of real estate experience and over 200 successful transactions. As an agent at TurboHome, he helps buyers navigate the Texas housing market and writes about homebuying, negotiations, local market trends, and ways buyers can save throughout the process.

View Jake's profile