Finale by Anthem
60 homes with four to six bedrooms on large lots, the final new neighborhood in Whitney Ranch, from the $1.1 millions.
Final new builds
Buy a new home in Whitney Ranch and keep the commission
Whitney Ranch builders pay your agent's commission. TurboHome credits most of it back to you, on top of whatever incentives the builder offers. On a $850,000 home in Rocklin, California, that's about $11,250 back at closing.
Licensed local California Realtors. Free private tours. No obligation.
Your Whitney Ranch savings stack
- Builder incentivesRate buydowns, closing costs, upgrades
- Negotiated
- TurboHome rebateOn a $850,000 home
- +$11,250
- You keep both
- Builder deal + $11,250
What to know before buying in Whitney Ranch
Whitney Ranch is a master-planned community in northwest Rocklin, Placer County, on rolling foothill land west of Highway 65. Several builders have built out its villages over the past two decades, and Anthem Properties calls its 60-home Finale neighborhood the final new community in the plan. Roseville, Lincoln, and the Galleria area are each a short drive away.
The Ranch House is the social center. The 10,000-square-foot clubhouse has a resort pool, a kids' splash pool, a lounge, a ballroom, and a monthly calendar of classes and events run by the homeowners association. Residents also share five neighborhood parks and miles of trails, and the community is in Rocklin Unified School District. Homes range from family plans in the earlier villages to Finale's large homes on lots of about 7,500 to 18,500 square feet.
New homes at Finale start in the $1.1 millions, while resales across Whitney Ranch run from about $700,000 to $1.5 million. Mello-Roos can be a large part of the monthly cost here, and it varies by village and home. A local buyer's agent who reads the tax bill and compares resales with the last new homes matters here. Our local agents have deep new-build experience and negotiate hard on lot premiums, upgrades, spec homes, and lender incentives. Your TurboHome rebate then stacks on top of whatever the builder offers.
- 1,600
- Acres
- 4,000
- Homes planned at build-out
- 2004
- Year homebuilding started
- About $700K to $1.5M
- New home prices
- School districts
- Rocklin Unified School District
- Property tax
- About 1.09% base plus Mello-Roos (est.)
- HOA dues
- About $82 a month (2024)
- Master developer
- Sunset Ranchos Investors
Stack your rebate on top of Whitney Ranch builder incentives
Most buyers walk into a model home and take the builder's deal as offered. The cheapest house in the neighborhood comes from layering three savings.
The builder's incentive
Whitney Ranch builders advertise rate buydowns, closing-cost credits, and design-center allowances. Those stay yours when you buy with TurboHome.
Your TurboHome rebate
Builders pay the buyer's agent commission. We keep a flat fee and credit you the rest at closing, about $11,250 on a $850,000 home.
What we negotiate on top
Lot premiums, upgrade pricing, and discounts on finished spec homes. Builders rarely offer these to buyers who don't ask.
- Home price
- $850,000
- Builder-paid commission (2.5%)
- $21,250
- TurboHome flat fee
- $10,000
- Your TurboHome rebate
- $11,250
Example at a 2.5% builder-paid commission. Builders set their own buyer-agent compensation, and your rebate is confirmed in your written buyer agreement and on the closing statement.
Unlock your $11,250 rebate at closing
Plan with 2.5% buyer-agent compensation. We credit you back and take a low flat fee.
$850,000
*Estimate based on 2.5% buyer-agent compensation. Actual compensation is negotiated in your written buyer agreement.
Your planning estimate
$11,250
Estimated rebate after TurboHome applies its exact price-tiered flat fee to the $850,000 home price and 2.5% compensation assumption.
- Estimated compensation
- $21,250
- TurboHome flat fee
- $10,000
- Estimated rebate
- $11,250
Final rebate depends on compensation received, your written agreement, lender approval, and closing instructions.
What you'd get back at $850,000
$11,250
TurboHome
your rebate
$0
Buying without an agent
no rebate
Buying through the builder's sales office alone returns no commission to you. Builders set their own buyer-agent compensation, so confirm it before you sign.
How we negotiate with Whitney Ranch builders
TurboHome agents work with new-construction buyers all the time. We know where builders have room to move, and the builder's sales rep works for the builder.
Spec homes priced to move
A finished home that sits costs the builder money every month. We look for inventory that has lingered and push for a lower price or a bigger credit.
Lot premiums and upgrades
Premiums for lake, greenbelt, and cul-de-sac lots are often negotiable, and design-center upgrades carry a markup. We ask for both before you sign.
Incentives without lender lock-in
Many incentives require the builder's preferred lender. We have you get an outside quote so you can see what the incentive is really worth.
Timing the ask
Builders work toward quarter-end and section close-out targets. We time offers to the moments a sales office most needs a contract.
Contract review
Builder contracts are written by the builder. We go through deposits, construction delays, and warranty terms with you before you commit.
Independent inspections
New does not mean flawless. We recommend a third-party inspector at pre-pour, pre-drywall, and the final walkthrough.
Builders selling in Whitney Ranch
- Anthem Properties
- JMC Homes
- Richmond American
- Tim Lewis Communities
- The New Home Company
Builder lineups change as sections open and sell out. Ask us who is selling now and which builders have move-in-ready homes.
Register us before your first model home visit
Many builders only pay a buyer's agent who is with you, or registered, on your first visit to their sales office. Walk into a Whitney Ranch model home alone and the builder can decline to pay agent commission. Without it, there is no TurboHome rebate.
Tell us which builders and models you want to see. We register you first, so every incentive and your rebate stay on the table.
Where to buy inside Whitney Ranch
Each village has its own age, price point, and school zoning. Here is how they compare.
Ranch House area
Homes close to the 10,000-square-foot Ranch House clubhouse, pools, and community events.
Resales
Earlier builder villages
Neighborhoods built by JMC Homes, Richmond American, Tim Lewis, and The New Home Company, now sold mostly as resales.
Resales
What our local agents check in Whitney Ranch
The details that change your monthly payment or resale value, and that a model home tour won't mention.
Get the Mello-Roos in writing
Anthem's Finale FAQ estimated Mello-Roos at about $671 a month on top of a 1.09% base rate. Earlier villages differ, so pull the tax bill for the exact parcel.
Weigh Finale incentives
Anthem has offered large rate buydown or closing-cost credits through its preferred lender. Our local agents compare that with a cash price cut before you commit.
Plan for the deposit
Finale has asked for a $25,000 reservation deposit plus 30% of structural and design options up front. Budget for that cash before you sign.
Check school boundaries
Rocklin Unified asks buyers to confirm current boundaries with the district. Check the address before you rely on a specific school.
Use the Ranch House
The $82 monthly HOA fee covers the Ranch House, parks, trails, and common areas, with most events at little or no extra cost. Ask for the current budget during escrow.
Meet your Agents
Meet your Agents
Experience: 20+
No. of Transactions: 132+
“Seasoned real estate professional serving Greater Sacramento with over 20 years of experience and 120+ transactions.”
Real buyers, real wins
Real stories from real people who saved thousands with TurboHome.
Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!
P
Polo Green
Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.
W
Wilmer Tejada
I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.
T
Tiffany Peng
Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.
J
Jay Patel
Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.
D
Dustin Rosenberg
Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!
S
Sergio Rodriguez
Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.
R
Roberto Grijalba Garcia
Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.
R
Rebbecca R.
Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!
P
Polo Green
Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.
W
Wilmer Tejada
I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.
T
Tiffany Peng
Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.
J
Jay Patel
Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.
D
Dustin Rosenberg
Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!
S
Sergio Rodriguez
Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.
R
Roberto Grijalba Garcia
Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.
R
Rebbecca R.
Buying in Whitney Ranch: common questions
Yes. When the builder pays buyer-agent compensation, TurboHome keeps a flat fee and credits you the rest at closing. On a $850,000 home with 2.5% compensation, that is $21,250 minus a $10,000 flat fee, or a $11,250 TurboHome rebate. Your lender confirms how the credit is applied.
More Sacramento communities with new homes
The same rebate and builder negotiation apply in every community we cover.
Amoruso Ranch new homes
Roseville, CA
Selling new homes · 265 sold in 2025
Arbor Ranch new homes
Elk Grove, CA
Selling new homes · 264 sold in 2025
Folsom Ranch new homes
Folsom, CA
Selling new homes · 247 sold in 2025
Placer Vineyards new homes
Placer County, CA
Selling new homes
Rio del Oro new homes
Rancho Cordova, CA
Selling new homes
Plumas Lake new homes
Plumas Lake, CA
Selling new homes
Written by Lucas Beard. Reviewed by Kevin Kretzmer, CalDRE #01997822. Updated October 2026.
Sources
- Anthem Properties: Finale at Whitney Ranch
- Anthem Properties: Finale FAQ
- Whitney Ranch: The Ranch House guide
- Whitney Ranch: Homes and plans
- Livabl: Whitney Ranch master-planned community
Prices, taxes, HOA dues, and builder lineups change. Confirm current figures with the builder and your title company before you sign.
Ready to buy in Whitney Ranch?
Talk to a local California agent about builders, incentives, and your TurboHome rebate before your first model home visit.
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