Placer at Rio del Oro
Elliott Homes' largest plans, three to five bedrooms and about 2,130 to 3,127 square feet, from the low $700s.
New builds
Buy a new home in Rio del Oro and keep the commission
Rio del Oro builders pay your agent's commission. TurboHome credits most of it back to you, on top of whatever incentives the builder offers. On a $650,000 home in Rancho Cordova, California, that's about $6,250 back at closing.
Licensed local California Realtors. Free private tours. No obligation.
Your Rio del Oro savings stack
- Builder incentivesRate buydowns, closing costs, upgrades
- Negotiated
- TurboHome rebateOn a $650,000 home
- +$6,250
- You keep both
- Builder deal + $6,250
What to know before buying in Rio del Oro
Rio del Oro is Rancho Cordova's largest master plan, spread across about 3,828 acres northeast of Sunrise Boulevard and Douglas Road. The plan was approved in 2010 and broke ground in 2020. The city estimates about 12,189 homes at buildout, alongside more than 7.6 million square feet of workspace and industry, a 130-acre regional park, and a future high school. About one-third of the land stays as wetlands and open space.
Elliott Homes sells three neighborhoods today. Placer at Rio del Oro offers three to five bedroom homes of about 2,130 to 3,127 square feet from the low $700s. Sutter offers homes of about 1,566 to 2,353 square feet, and Coloma offers smaller one- and two-story plans of about 1,262 to 1,794 square feet. The city approved final maps for two more lots in June 2026, so more phases are coming.
Schools are the big question for families. Folsom Cordova Unified plans several new schools here, but the first elementary is tentatively set for 2034, so students attend existing campuses for now. A local TurboHome agent helps you weigh that against price and lot location. Our local agents have deep new-build experience and negotiate hard on lot premiums, upgrades, spec homes, and lender incentives. Your TurboHome rebate then stacks on top of whatever the builder offers.
- 3,828
- Acres
- 12,189
- Homes planned at build-out
- 2020
- Year homebuilding started
- About $600s to $700s+
- New home prices
- School districts
- Folsom Cordova Unified; new schools planned
- Property tax
- About 1% base plus special taxes; ask Elliott (est.)
- HOA dues
- About $25/mo, billed quarterly, at Sutter (2026)
- Master developer
- Multiple landowners (Elliott Homes, GenCorp)
Stack your rebate on top of Rio del Oro builder incentives
Most buyers walk into a model home and take the builder's deal as offered. The cheapest house in the neighborhood comes from layering three savings.
The builder's incentive
Rio del Oro builders advertise rate buydowns, closing-cost credits, and design-center allowances. Those stay yours when you buy with TurboHome.
Your TurboHome rebate
Builders pay the buyer's agent commission. We keep a flat fee and credit you the rest at closing, about $6,250 on a $650,000 home.
What we negotiate on top
Lot premiums, upgrade pricing, and discounts on finished spec homes. Builders rarely offer these to buyers who don't ask.
- Home price
- $650,000
- Builder-paid commission (2.5%)
- $16,250
- TurboHome flat fee
- $10,000
- Your TurboHome rebate
- $6,250
Example at a 2.5% builder-paid commission. Builders set their own buyer-agent compensation, and your rebate is confirmed in your written buyer agreement and on the closing statement.
Unlock your $6,250 rebate at closing
Plan with 2.5% buyer-agent compensation. We credit you back and take a low flat fee.
$650,000
*Estimate based on 2.5% buyer-agent compensation. Actual compensation is negotiated in your written buyer agreement.
Your planning estimate
$6,250
Estimated rebate after TurboHome applies its exact price-tiered flat fee to the $650,000 home price and 2.5% compensation assumption.
- Estimated compensation
- $16,250
- TurboHome flat fee
- $10,000
- Estimated rebate
- $6,250
Final rebate depends on compensation received, your written agreement, lender approval, and closing instructions.
What you'd get back at $650,000
$6,250
TurboHome
your rebate
$0
Buying without an agent
no rebate
Buying through the builder's sales office alone returns no commission to you. Builders set their own buyer-agent compensation, so confirm it before you sign.
How we negotiate with Rio del Oro builders
TurboHome agents work with new-construction buyers all the time. We know where builders have room to move, and the builder's sales rep works for the builder.
Spec homes priced to move
A finished home that sits costs the builder money every month. We look for inventory that has lingered and push for a lower price or a bigger credit.
Lot premiums and upgrades
Premiums for lake, greenbelt, and cul-de-sac lots are often negotiable, and design-center upgrades carry a markup. We ask for both before you sign.
Incentives without lender lock-in
Many incentives require the builder's preferred lender. We have you get an outside quote so you can see what the incentive is really worth.
Timing the ask
Builders work toward quarter-end and section close-out targets. We time offers to the moments a sales office most needs a contract.
Contract review
Builder contracts are written by the builder. We go through deposits, construction delays, and warranty terms with you before you commit.
Independent inspections
New does not mean flawless. We recommend a third-party inspector at pre-pour, pre-drywall, and the final walkthrough.
Builders selling in Rio del Oro
- Elliott Homes
Builder lineups change as sections open and sell out. Ask us who is selling now and which builders have move-in-ready homes.
Register us before your first model home visit
Many builders only pay a buyer's agent who is with you, or registered, on your first visit to their sales office. Walk into a Rio del Oro model home alone and the builder can decline to pay agent commission. Without it, there is no TurboHome rebate.
Tell us which builders and models you want to see. We register you first, so every incentive and your rebate stay on the table.
Where to buy inside Rio del Oro
Each village has its own age, price point, and school zoning. Here is how they compare.
Sutter at Rio del Oro
Three and four bedroom homes of about 1,566 to 2,353 square feet.
New builds
Coloma at Rio del Oro
Smaller one- and two-story homes of about 1,262 to 1,794 square feet near a neighborhood park, with new plans added in 2026.
New builds
What our local agents check in Rio del Oro
The details that change your monthly payment or resale value, and that a model home tour won't mention.
Plan for interim schools
Folsom Cordova Unified currently assigns Rio del Oro students to Mather Heights Elementary, W.E. Mitchell Middle, and Cordova High, with overflow busing. The first new elementary is tentatively planned for 2034.
Do not mix it up with Plumas Lake
Lennar also sells a neighborhood called Rio Del Oro in Plumas Lake, Yuba County, north of Sacramento. Check the city before you book a tour.
Ask about the special tax
Large new plans in Rancho Cordova rely on land-secured special taxes for roads and parks. Ask Elliott for the estimated tax bill on your exact homesite before you sign.
Watch for new phases
The city approved final maps for lots 67D and 67E in June 2026. New phases can bring new pricing and incentives, so our local agents track release dates.
Register before your first visit
Bring or register a local TurboHome agent on your first visit to an Elliott sales office so buyer-agent compensation, and your rebate, stay in place.
Meet your Agents
Meet your Agents
Experience: 20+
No. of Transactions: 132+
“Seasoned real estate professional serving Greater Sacramento with over 20 years of experience and 120+ transactions.”
Real buyers, real wins
Real stories from real people who saved thousands with TurboHome.
Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!
P
Polo Green
Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.
W
Wilmer Tejada
I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.
T
Tiffany Peng
Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.
J
Jay Patel
Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.
D
Dustin Rosenberg
Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!
S
Sergio Rodriguez
Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.
R
Roberto Grijalba Garcia
Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.
R
Rebbecca R.
Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!
P
Polo Green
Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.
W
Wilmer Tejada
I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.
T
Tiffany Peng
Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.
J
Jay Patel
Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.
D
Dustin Rosenberg
Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!
S
Sergio Rodriguez
Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.
R
Roberto Grijalba Garcia
Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.
R
Rebbecca R.
Buying in Rio del Oro: common questions
Yes. When the builder pays buyer-agent compensation, TurboHome keeps a flat fee and credits you the rest at closing. On a $650,000 home with 2.5% compensation, that is $16,250 minus a $10,000 flat fee, or a $6,250 TurboHome rebate. Your lender confirms how the credit is applied.
More Sacramento communities with new homes
The same rebate and builder negotiation apply in every community we cover.
Amoruso Ranch new homes
Roseville, CA
Selling new homes · 265 sold in 2025
Arbor Ranch new homes
Elk Grove, CA
Selling new homes · 264 sold in 2025
Folsom Ranch new homes
Folsom, CA
Selling new homes · 247 sold in 2025
Placer Vineyards new homes
Placer County, CA
Selling new homes
Plumas Lake new homes
Plumas Lake, CA
Selling new homes
Twelve Bridges new homes
Lincoln, CA
Selling new homes
Written by Lucas Beard. Reviewed by Kevin Kretzmer, CalDRE #01997822. Updated October 2026.
Sources
- Elliott Homes: The master community of Rio Del Oro
- City of Rancho Cordova: Major developments and projects
- Folsom Cordova Unified: Rio Del Oro school boundaries
- CEQAnet: Rio Del Oro Specific Plan
- California Housing Market News: Rio Del Oro lots approved
- Coldwell Banker: Sutter at Rio Del Oro listing
Prices, taxes, HOA dues, and builder lineups change. Confirm current figures with the builder and your title company before you sign.
Ready to buy in Rio del Oro?
Talk to a local California agent about builders, incentives, and your TurboHome rebate before your first model home visit.
Talk to a real, licensed local agent. No obligation, no credit check.