Buy a new home in River Islands and keep the commission

River Islands builders pay your agent's commission. TurboHome credits most of it back to you, on top of whatever incentives the builder offers. On a $750,000 home in Lathrop, California, that's about $8,750 back at closing.

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Aerial view of lakefront homes with private docks at River Islands in Lathrop, California

Your River Islands savings stack

Builder incentivesRate buydowns, closing costs, upgrades
Negotiated
TurboHome rebateOn a $750,000 home
+$8,750
You keep both
Builder deal + $8,750
Photo courtesy of River Islands, a Cambay Group community

What to know before buying in River Islands

River Islands is a master-planned community on a 4,800-acre island along the San Joaquin River in Lathrop, San Joaquin County. Cambay Group is the master developer, and the plan allows about 15,000 homes over 20 or more years. Building started in 2014, and about 4,300 homes are now built with roughly 12,000 residents. Three bridge and road access points connect the island to Lathrop, and a Valley Link rail station is planned.

About 600 acres of lakes run through the community, with trails, a boathouse, a baseball stadium, and a soccer complex. River Islands Academies, charter schools under Banta Unified, have three TK-8 campuses open and a fourth opening for 2026 to 2027, plus River Islands High School. The community is not gated, and most neighborhoods have no HOA.

Several builders sell at once. Van Daele's Hideaway starts near $468K, Del Webb's 55+ homes run from about $475K, Kiper sells from about $760K, and Pulte's Shores on the river tops $1M. With about 350 sales in 2025 and 17 neighborhoods under construction, incentives shift month to month and lot premiums vary by water view. That is where a local buyer's agent earns their keep.

4,800
Acres
15,000
Homes planned at build-out
350
New homes sold in 2025
2014
Year homebuilding started
About $470K to $1.1M
New home prices
School districts
Banta Unified; River Islands Academies
Property tax
About 1.6% including CFD taxes, est.
HOA dues
None in most neighborhoods, as of 2026
Master developer
Cambay Group

Stack your rebate on top of River Islands builder incentives

Most buyers walk into a model home and take the builder's deal as offered. The cheapest house in the neighborhood comes from layering three savings.

The builder's incentive

River Islands builders advertise rate buydowns, closing-cost credits, and design-center allowances. Those stay yours when you buy with TurboHome.

Your TurboHome rebate

Builders pay the buyer's agent commission. We keep a flat fee and credit you the rest at closing, about $8,750 on a $750,000 home.

What we negotiate on top

Lot premiums, upgrade pricing, and discounts on finished spec homes. Builders rarely offer these to buyers who don't ask.

Home price
$750,000
Builder-paid commission (2.5%)
$18,750
TurboHome flat fee
$10,000
Your TurboHome rebate
$8,750

Example at a 2.5% builder-paid commission. Builders set their own buyer-agent compensation, and your rebate is confirmed in your written buyer agreement and on the closing statement.

Unlock your $8,750 rebate at closing

Plan with 2.5% buyer-agent compensation. We credit you back and take a low flat fee.

$750,000

*Estimate based on 2.5% buyer-agent compensation. Actual compensation is negotiated in your written buyer agreement.

Your planning estimate

$8,750

Estimated rebate after TurboHome applies its exact price-tiered flat fee to the $750,000 home price and 2.5% compensation assumption.

Estimated compensation
$18,750
TurboHome flat fee
$10,000
Estimated rebate
$8,750

Final rebate depends on compensation received, your written agreement, lender approval, and closing instructions.

What you'd get back at $750,000

$8,750

TurboHome

your rebate

$0

Buying without an agent

no rebate

Buying through the builder's sales office alone returns no commission to you. Builders set their own buyer-agent compensation, so confirm it before you sign.

How we negotiate with River Islands builders

TurboHome agents work with new-construction buyers all the time. We know where builders have room to move, and the builder's sales rep works for the builder.

Spec homes priced to move

A finished home that sits costs the builder money every month. We look for inventory that has lingered and push for a lower price or a bigger credit.

Lot premiums and upgrades

Premiums for lake, greenbelt, and cul-de-sac lots are often negotiable, and design-center upgrades carry a markup. We ask for both before you sign.

Incentives without lender lock-in

Many incentives require the builder's preferred lender. We have you get an outside quote so you can see what the incentive is really worth.

Timing the ask

Builders work toward quarter-end and section close-out targets. We time offers to the moments a sales office most needs a contract.

Contract review

Builder contracts are written by the builder. We go through deposits, construction delays, and warranty terms with you before you commit.

Independent inspections

New does not mean flawless. We recommend a third-party inspector at pre-pour, pre-drywall, and the final walkthrough.

Builders selling in River Islands

  • Pulte Homes
  • Del Webb
  • Kiper Homes
  • Van Daele Homes

Builder lineups change as sections open and sell out. Ask us who is selling now and which builders have move-in-ready homes.

Register us before your first model home visit

Many builders only pay a buyer's agent who is with you, or registered, on your first visit to their sales office. Walk into a River Islands model home alone and the builder can decline to pay agent commission. Without it, there is no TurboHome rebate.

Tell us which builders and models you want to see. We register you first, so every incentive and your rebate stay on the table.

Where to buy inside River Islands

Each village has its own age, price point, and school zoning. Here is how they compare.

Shores by Pulte Homes

Riverfront neighborhood on the San Joaquin River, priced from about $1,034,990 to $1,114,990 in 2026.

Active new builds

Del Webb at River Islands

Age-qualified 55+ homes priced from about $474,900 to $719,990.

55+ new builds

Kiper Homes: Capri and Skye

Capri runs about $759,990 to $825,900 and Skye about $800,900 to $985,000.

Active new builds

Van Daele Homes: Hideaway

One of the lower entry points on the island, about $467,990 to $553,990.

Active new builds

What our local agents check in River Islands

The details that change your monthly payment or resale value, and that a model home tour won't mention.

  • Ask which special tax districts apply to your lot

    Homes here can sit in a City of Lathrop CFD, Reclamation District 2062, and River Islands Public Financing Authority districts. Ask the builder for the exact yearly levy on your lot in writing before you sign.

  • Confirm whether your product type has an HOA

    Most River Islands neighborhoods have no HOA, but some attached homes do. Check the disclosure for the exact home you are buying, since the answer changes the monthly payment.

  • Check charter school enrollment early

    River Islands Academies are charter schools under Banta Unified, with a fourth TK-8 campus opening for 2026 to 2027. Ask the school directly how enrollment works before you count on a seat.

  • Price lake and river lots separately

    Lakefront and riverfront lots carry premiums, and the lakes allow only non-motorized boats with no swimming. Compare the premium against nearby interior lots before you treat it as fixed.

  • Have your insurer confirm flood coverage needs

    River Islands says its 300-foot-wide super levees give 200-year protection and that flood insurance is not required. Ask your lender and insurance agent to confirm for your specific address.

Meet your Agents

Eric headshot
Eric Macalma

DRE# 01408843

License logo
LinkedIn

Experience: 20+

No. of Transactions: 132+

“Seasoned real estate professional serving Greater Sacramento with over 20 years of experience and 120+ transactions.”

Real buyers, real wins

Real stories from real people who saved thousands with TurboHome.

Google logo

Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!

P
Polo Green
StarStarStarStarStar
Google logo

Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.

W
Wilmer Tejada
StarStarStarStarStar
Google logo

I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.

T
Tiffany Peng
StarStarStarStarStar
Google logo

Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.

J
Jay Patel
StarStarStarStarStar
Google logo

Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.

D
Dustin Rosenberg
StarStarStarStarStar
Google logo

Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!

S
Sergio Rodriguez
StarStarStarStarStar
Google logo

Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.

R
Roberto Grijalba Garcia
StarStarStarStarStar
Yelp logo

Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.

R
Rebbecca R.
StarStarStarStarStar
Google logo

Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!

P
Polo Green
StarStarStarStarStar
Google logo

Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.

W
Wilmer Tejada
StarStarStarStarStar
Google logo

I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.

T
Tiffany Peng
StarStarStarStarStar
Google logo

Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.

J
Jay Patel
StarStarStarStarStar
Google logo

Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.

D
Dustin Rosenberg
StarStarStarStarStar
Google logo

Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!

S
Sergio Rodriguez
StarStarStarStarStar
Google logo

Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.

R
Roberto Grijalba Garcia
StarStarStarStarStar
Yelp logo

Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.

R
Rebbecca R.
StarStarStarStarStar

Buying in River Islands: common questions

Yes. When the builder pays buyer-agent compensation, TurboHome keeps a flat fee and credits you the rest at closing. On a $750,000 home with 2.5% compensation, that is $18,750 minus a $10,000 flat fee, or a $8,750 TurboHome rebate. Your lender confirms how the credit is applied.

Kevin Kretzmer

Written by Lucas Beard. Reviewed by Kevin Kretzmer, CalDRE #01997822. Updated October 2026.

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