Chula Vista housing inventory tracker: September 2026

This is the September 2026 edition of our Chula Vista housing inventory tracker. The headline: 276 active listings, down 11 listings month over month and -12.4% year over year. Single family homes made up 51% of what was listed, condos 30%.

TurboHome Market Analysis · Chula Vista, California · Data through September 2026

Key findings

• Chula Vista had 276 active listings in September 2026, -12.4% versus 315 in September 2025 and -3.8% versus 287 in August 2026.
• Single family homes: 140 active in September 2026 versus 180 a year earlier (-22.2%). Condos: 83 versus 82 (+1.2%).
• Townhouses: 44 active versus 50 a year earlier (-12.0%).
• Condos made up 30% of active inventory and single family homes 51%.
• The 24-month high was 340 in Jul 2025 and the low was 159 in Dec 2024.
• Village of Montecito had the most active listings of any tracked neighborhood (18 in September 2026, versus 23 in August).

Chart 1: Chula Vista active listings by property type, Oct 2024 to September 2026

• All active listings
• Single family
• Condo
• Townhouse

Chart 2: Chula Vista active listings by neighborhood, September 2026 vs August 2026

• Sep 2026
• Aug 2026

1. Village of Montecito1823
2. Sunbowl1517
3. Windingwalk1513
4. Downtown Chula Vista1416
5. EastLake Greens1210
6. Otay Ranch1111
7. EastLake Vistas1010
8. Rancho Del Rey1010

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Market context

San Diego is splitting by property type. The Greater San Diego Association of Realtors' September 2026 indicators, as reported by Robert Schantz, showed countywide inventory at 5,684 listings, down 4.8% year over year, with detached inventory down 12.9% to 2,950 and attached inventory up 5.8% to 2,734; closed sales fell 14% to 1,737 and the median price rose 1.7% to $910,000 (source). Redfin's four-week data through October 18 showed San Diego metro pending sales down 25.4% year over year (source).

Nationally, the backdrop is weak demand and slowly building supply. Freddie Mac's survey put the average 30-year fixed rate at 7.32% on October 22, 2026, down from 7.40% the week before but well above 6.19% a year earlier (source). Redfin counted 281,749 pending sales in the four weeks ending October 18, down 14.4% from a year ago and the lowest level in its records, while active listings nationwide were up 2.1% (source).

What it means for buyers in Chula Vista

Buyers in Chula Vista are working with a thinner menu. Active listings were 276 in September 2026, 12.4% below a year earlier, so well priced homes in the most wanted neighborhoods still draw multiple offers. Get fully underwritten before touring, decide your walk-away number in advance, and widen your search to neighborhoods like Sunbowl and Windingwalk where the listing count is holding up.

What it means for sellers in Chula Vista

Sellers in Chula Vista are in a relatively strong position on supply. Fewer competing listings than last September means a well prepared, correctly priced home should attract attention quickly. That does not mean any price works: higher mortgage rates have cut the pool of qualified buyers, so the homes that sit are the ones priced above recent comparable sales. Village of Montecito has the most competing listings, so sellers there should be the most disciplined on price.

How TurboHome helps

TurboHome is a flat fee brokerage licensed in California and Texas. Our in-house, licensed local agents handle touring, analysis, offers, negotiation, and closing, and we split the buyer side commission with you. You can take your TurboHome Rebate as cash at closing, use it to strengthen your offer, or use it to buy down your mortgage rate, which matters when rates sit above 7%. In a tighter Chula Vista market, that rebate is money you keep rather than money that goes to a traditional commission. Talk to a TurboHome agent about buying in Chula Vista or read how the buyer rebate works in California.

Methodology

TurboHome analysis of MLS data via Snowflake. Active listing counts are month-end snapshots of listings with an active status inside Chula Vista city limits, from Oct 2024 through September 2026, the latest complete month. Deleted or withdrawn records are excluded. Property types shown are single family residences, condominiums, and townhouses; the all listings total also includes other residential types such as duplexes and manufactured homes, so the three columns do not sum to the total. Neighborhood counts cover neighborhoods with at least 5 active listings in September 2026 and are limited to the 8 largest by current count. Neighborhood figures are compared month over month only, because the share of listings assigned to a named neighborhood has grown over the past year and a year over year neighborhood comparison would overstate the change. All figures are aggregates; no individual listing data is published. Counts come from the MLS feeds TurboHome tracks and can differ from county or metro figures published by local Realtor associations, which use different boundaries and definitions.

FAQ

Related pages

• Oceanside housing inventory tracker: September 2026
• San Diego housing inventory tracker: September 2026
• TurboHome buyer rebate in California
• San Francisco housing market
• TurboHome vs Redfin

About the Author

Vinura Abeysundara

Vinura Abeysundara is a real estate and growth professional with experience scaling homebuying platforms across Canada and the United States. Formerly Head of Growth at Zown, he now works with TurboHome and writes about homebuyer savings, flat-fee real estate, commissions, and technology in real estate.

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About Kevin Kretzmer

Head Agent, California

Kevin Kretzmer leads TurboHome's California agent team and reviews California and national buyer guidance for practical brokerage accuracy.

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