Plano housing market for buyers, September 2026

The median Plano home sold for $499,762 in July to September 2026, -3.0% from a year earlier. Homes closed at 97.5% of list on average, and 13% sold above asking.

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By Vinura Abeysundara, Head of Growth at TurboHome. Reviewed by Jake Shuler, Texas Realtor® License #674075. Data through September 30, 2026, refreshed monthly.

Blue Victorian house with a wide white-columned front porch in Downtown Plano
Median sale price
$499,762
-3.0% year over year
Sale-to-list ratio
97.5%
13% sold above list
Median days on market
43 days
29% pending in 2 weeks
Months of supply
3.5
Inventory -19.1% year over year

How hard is it to buy in Plano today?

TurboHome's Buyer Competition Score rolls six Redfin signals into one number for July to September 2026. Higher scores mean more competing offers, faster decisions, and less room to negotiate.

Plano Buyer Competition Score

26out of 100

Buyer-friendly

Buyers have choice, time, and negotiating leverage.

Texas scores 9 for comparison

  • Inventory

    3.5 months vs 5.7 months in Texas

    How long current listings would last at today's sales pace. Under 3 months leaves buyers few options.

    50/100
  • Price momentum

    -3.0% vs -0.9% in Texas

    Year-over-year change in the median sale price.

    14/100
  • Sale-to-list

    97.5% vs 97.2% in Texas

    Average final price as a share of the last list price.

    15/100
  • Bidding over asking

    13% vs 9% in Texas

    Share of homes that closed above their original list price.

    6/100
  • Days on market

    43 days vs 68 days in Texas

    Median days from listing to accepted offer.

    34/100
  • Pending in 2 weeks

    29% vs 19% in Texas

    Share of listings that went under contract within 14 days.

    34/100

Plano market numbers for July to September 2026

City figures cover a rolling three-month window so small monthly swings do not hide the trend. Texas comparisons use the latest month.

Median sale price

$499,762

-3.0% YoY · $329,054 in Texas

Half of homes sold for more, half for less.

Price per square foot

$217

$169 in Texas

Use it to compare condos, flats, and houses of different sizes.

Median new listing price

$509,391

Median sale price is $499,762

When sale prices run above list prices, sellers are pricing to draw offers.

Homes sold

643

-8.4% YoY

Closed sales across Plano during the period.

Pending sales

665

29% pending within 2 weeks

Homes that accepted an offer and are waiting to close.

New listings

794

Homes that came to market in the period

Fresh supply buyers can tour and bid on.

Active listings

1,549

Homes for sale at any point in the period

Includes homes that sold quickly during the window.

Inventory

729

-19.1% YoY

Homes still for sale at the end of the period.

Months of supply

3.5

5.7 in Texas

Under 3 months usually favors sellers; over 6 favors buyers.

What a Plano home costs each month

Start at the $499,762 median and today's 7.40% average 30-year fixed rate, then adjust for the homes you plan to tour.

Monthly payment estimator

$500,000
20% · $100,000
7.40%

Estimated principal and interest

$2,770/mo

Loan amount $400,000. Property tax, homeowners insurance, HOA dues, and mortgage insurance are not included.

Default rate is the Freddie Mac Primary Mortgage Market Survey 30-year average for the week of October 15, 2026. Your rate depends on credit, loan type, and points.

Buyer-agent compensation on this price

3.00%

Typical compensation on $500,000

$15,000

A traditional buyer's agent keeps this as their commission. TurboHome charges a flat fee and credits eligible compensation above that fee back to you at closing as a TurboHome rebate. Talk to us for the exact number on your price range.

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Illustration only. Compensation is negotiable and set in your written buyer agreement. Rebates need lender approval and must be disclosed to your lender and escrow.

How to buy in Plano this month

Four moves our Texas agents would make with this month's numbers.

  1. 01

    Use the gap between list and sale price

    Homes closed at 97.5% of list on average, so many sellers are accepting less than asking. Ask your agent which listings have sat longest and price your offer from recent sales.

  2. 02

    Use the extra time for inspections

    Only 29% of listings went pending within 14 days. Buyers can often keep inspection and loan contingencies in their offers.

  3. 03

    Compare more homes before you commit

    The city had 3.5 months of supply, so buyers have more listings to weigh. Shortlist several homes and negotiate on price, credits, or repairs.

  4. 04

    Keep more of the buyer-agent compensation

    At 3.0%, compensation on the $500K median home is about $14,993. TurboHome credits eligible compensation above its flat fee back to you at closing.

Compare 27 Plano neighborhoods

Prices, pace, and overbids vary block by block. Search for the areas on your list, or sort to find neighborhoods where homes sell closer to asking. Figures cover July to September 2026.

Hunters Glen$549,846-1.8%$2063698.7%19
Willow Bend$1,314,632+12.1%$3111598.6%11

* Fewer than 10 sales in the period, so one sale can swing the median. Neighborhood boundaries follow Redfin's definitions.

Plano housing market questions buyers ask

Is Plano a buyer's market or a seller's market right now?

Plano scores 26 out of 100 on TurboHome's Buyer Competition Score for July to September 2026, which rates it buyer-friendly for buyers. The city had 3.5 months of supply, and 13% of homes sold above list price. Under 3 months of supply usually favors sellers.

How much does a home cost in Plano?

The median Plano home sold for $499,762 in July to September 2026, -3.0% from a year earlier. The median price per square foot was $217. That is 1.5 times the Texas median of $329,054.

How much over asking do homes sell for in Plano?

Plano homes closed at 97.5% of list price on average in July to September 2026, and 13% sold above their list price. Many sellers list below expected value to draw multiple offers, so the list price is a starting point. A buyer's agent should pull recent comparable sales for each home before you set an offer.

How fast do homes sell in Plano?

The median Plano home went under contract in 43 days in July to September 2026. 29% of listings were pending within two weeks, so buyers should have a pre-approval and a disclosure review plan before touring.

What is the monthly mortgage payment on a median-priced Plano home?

At the $499,762 median price, a 20% down payment, and the 7.40% average 30-year fixed rate, principal and interest come to about $2,768 a month. Property tax, homeowners insurance, HOA dues, and mortgage insurance are extra.

How much is buyer-agent compensation on a Plano home?

At 3.0%, buyer-agent compensation on the $499,762 median home is about $14,993. Compensation is negotiable and is set in your written buyer agreement. TurboHome charges a flat fee and credits eligible compensation above that fee back to you at closing, so talk to us for the number on your price range.

Where does this data come from, and how often is it updated?

City and neighborhood figures come from the Redfin Data Center and cover rolling three-month periods. Texas figures are monthly. Mortgage rates come from the Freddie Mac Primary Mortgage Market Survey. TurboHome refreshes this page every month after Redfin publishes new data.

Keep exploring

Sources

How we calculate this page

Plano and neighborhood figures cover rolling three-month periods. Texas figures are single months. TurboHome pulls new data each month after Redfin publishes it, so the page updates without manual edits. The Buyer Competition Score is the average of six signals, each scaled from 0 to 100:

  • Inventory: 6+ months of supply scores 0; 1 month scores 100.
  • Price momentum: -5% year over year scores 0; +10% scores 100.
  • Sale-to-list: 96% of list scores 0; 106% scores 100.
  • Bidding over asking: 10% sold above list scores 0; 60% scores 100.
  • Days on market: 60 median days scores 0; 10 days scores 100.
  • Pending in 2 weeks: 15% pending within 14 days scores 0; 55% scores 100.

General market information, not an appraisal or financial advice. Ask a licensed agent and lender about a specific home.

Vinura Abeysundara

Written by

Vinura Abeysundara

Head of Growth at TurboHome

Vinura Abeysundara is a real estate and growth professional with experience scaling homebuying platforms across Canada and the United States. Formerly Head of Growth at Zown, he now works with TurboHome and writes about homebuyer savings, flat-fee real estate, commissions, and technology in real estate.

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Jake Shuler

Reviewed by

Jake Shuler

Agent, Texas · Texas Realtor® License #674075

Jake Shuler is a Texas REALTOR® with more than 10 years of real estate experience and over 200 successful transactions. As an agent at TurboHome, he helps buyers navigate the Texas housing market and writes about homebuying, negotiations, local market trends, and ways buyers can save throughout the process.

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