HOA fees in Round Rock: what condo and townhome buyers pay in 2026

The median HOA fee on a Round Rock condo listed in the past 12 months was $243 per month, with the middle half of listings paying between $200 and $325. That is up 10.5% versus the prior 12 months. HOAs are not just a condo issue here: 77.7% of Round Rock single family listings carried an HOA fee too, with a median of $46 a month. At today's mortgage rates, a $243 monthly fee reduces what you can borrow by roughly $35,400, so the fee belongs in your budget before you decide on a price range. The figures below come from 272 condo and townhouse listings and 2,885 single family listings in our MLS feed, and they are broken out by property type, neighborhood and building age.

TurboHome Market Analysis · Round Rock, Texas · Listings from October 29, 2025 to October 28, 2026

Key findings

• Median condo HOA fee: $243 per month (up 10.5% year over year, from $220). Typical range (25th to 75th percentile): $200 to $325.
• Townhouses are cheaper to carry than condos: $112 versus $243 a month at the median.
• 77.7% of single family listings reported an HOA fee, with a median of $46.
• Among single family communities, fees ranged from $25 in Siena to $90 in Teravista.
• By building age, the cheapest era was 2020s ($112 median) and the most expensive was 2000s ($325).
• Each $100 of monthly HOA fee is equivalent to about $14,600 of mortgage at a 7.32% 30-year fixed rate.

How much are HOA fees in Round Rock? Fees by property type

$0$100$200$300

$243

$112

$46

CondoTownhouseSingle family

Local context: what drives Round Rock HOA fees

Round Rock has some of the lowest attached-home dues in Texas: townhouses carried a $112 median, unchanged from a year earlier, and condos were $243. Most of the townhouse inventory is in communities built since 2020, where the median fee was also $112, because these projects have little shared infrastructure beyond landscaping. Among single family homes, 78% have an HOA with a $46 median; Teravista ran $90, Forest Creek $72 and Siena just $25.

Single family communities with HOAs in Round Rock

Round Rock HOA fees by building age

The fee per square foot column lets buyers compare a small unit in a pricey building against a large unit in a cheaper one.

What a $243 monthly HOA fee does to your buying power

Lenders count HOA dues in your debt-to-income ratio exactly like a car payment, so every dollar of dues is a dollar of mortgage payment you cannot make. At the Freddie Mac average 30-year fixed rate of 7.32% for the week of October 22, 2026 (source), each $100 of monthly payment supports about $14,600 of loan. The Round Rock median condo fee of $243 therefore absorbs roughly $35,400 of borrowing power. Put differently, two buyers with identical incomes and down payments, one looking at a $243 fee building and one at a no-fee home, can afford list prices about $35,400 apart. Use the numbers in the community table to run the same math on the specific neighborhood you are considering, and ask the listing agent for the current fee rather than relying on the MLS field, which can lag a budget change by a year.

What HOA fees cover in Texas, and why they are rising

In Texas, single family HOAs are governed by Property Code Chapter 209 and condo associations by Chapter 82. Single family dues are usually small and cover common-area landscaping, a pool or recreation center, and architectural control; condo dues add the master insurance policy, exterior maintenance, reserves and management, which is why condo fees are five to ten times higher than single family fees in the same city. Before closing, the seller must obtain a resale certificate from the association under Property Code Section 207.003. It discloses current and approved special assessments, unpaid amounts on the property, the operating budget, reserves, pending lawsuits and the common-area insurance certificate. The association may charge at most $375 for it and $75 for an update, and must deliver it within 10 business days (source). Under Chapter 209, owners can request association records, boards must offer a payment plan before escalating collections, and an HOA can foreclose only for unpaid assessments, not fines (source). A proposed statewide cap on assessment increases did not pass in the 2025 session, so there is no legal ceiling on how fast Texas dues can rise. Nationally, LendingTree's February 2026 survey found 82% of HOA residents saw fees rise over the past three years and 44% called the increase significant (source).

How to vet a Round Rock HOA before you buy

Treat the HOA like a second seller. Before you remove contingencies on a Round Rock condo or townhome, read the most recent budget and balance sheet, the reserve study, 12 months of board minutes, the master insurance declarations page and the CC&Rs. Look for five things: a reserve balance that is at least 30% of the fully funded level, no special assessment approved or under discussion, a master policy that has not been non-renewed or moved to a surplus-lines carrier, an owner-occupancy rate that will not block conventional or FHA financing, and no pending litigation. Ask how much dues rose in each of the last three years; in Round Rock the median fee was up 10.5% in the last year, and an association that has not raised dues in years is often one that has not been funding reserves.

How TurboHome helps

TurboHome is a flat fee buyer's brokerage serving Austin. Instead of keeping the full buyer-side commission offered by the seller, we charge a flat fee and credit the rest back to you at closing. Our agents tour with you, write and negotiate offers, and review HOA budgets, reserve studies and insurance before you waive contingencies. See how buyer rebates work in Texas and estimate your savings.

Methodology

Fees are the monthly association fee reported on MLS listings in TurboHome's data warehouse for homes in the city of Round Rock, TX, with a list date between October 29, 2025 and October 28, 2026 (the prior period is October 29, 2024 to October 28, 2025). Listings with no fee reported are counted as having no HOA, which slightly understates the share with a fee where agents left the field blank. Medians are of listings, not of buildings, so large complexes with many sales weigh more. Neighborhood rows are shown only where at least 15 listings with a fee were tagged to the neighborhood; building-age rows need at least 20. Fees reported annually or quarterly on the MLS were converted to monthly. Single family medians are shown only where at least 30 single family listings and at least 10% of them reported a fee; year-over-year changes are shown only for property types with at least 50 listings reporting a fee. Figures are aggregates and do not identify any listing; they are not a substitute for the association's own disclosure documents. Prior-period listing counts are lower in this market because MLS feed coverage expanded during 2025, so the year-over-year fee change compares a smaller sample of earlier listings.

FAQ

Related pages

• HOA fees across TurboHome's California and Texas markets
• Buyer rebates in Austin
• Commission rebate calculator
• Flat fee buyer's agents in Texas

About the Author

Vinura Abeysundara

Vinura Abeysundara is a real estate and growth professional with experience scaling homebuying platforms across Canada and the United States. Formerly Head of Growth at Zown, he now works with TurboHome and writes about homebuyer savings, flat-fee real estate, commissions, and technology in real estate.

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About Jake Shuler

Agent, Texas

Jake Shuler is a Texas REALTOR® with more than 10 years of real estate experience and over 200 successful transactions. As an agent at TurboHome, he helps buyers navigate the Texas housing market and writes about homebuying, negotiations, local market trends, and ways buyers can save throughout the process.

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