5 Top Union City Flat Fee Real Estate Companies

Union City home buyers are increasingly turning to flat fee real estate services to save on costs without sacrificing expert representation. Traditional commission-based models often lead to unpredictable expenses, but flat fee options provide a transparent, fixed-cost alternative.

With a median home price exceeding $1 million, the Union City market is competitive and fast-moving. Buyers searching in neighborhoods like Decoto, Alvarado and the sought-after Crestwood area need both financial flexibility and strong negotiation support. Flat fee real estate services make it possible to secure professional guidance while keeping more money in hand for closing costs or future home upgrades.

This guide highlights the top five flat fee real estate companies helping Union City buyers maximize savings. By comparing pricing structures, rebate potential and service offerings, buyers can find the best option to suit their needs in a high-stakes market.

why choose a flat fee buyers agent in union city

Union City’s real estate market is both competitive and expensive. The median home price reached $1.4M in February 2025, showing a 1.3% year-over-year increase according to Redfin’s housing market data. Low inventory continues to drive demand, with many properties selling above asking prices. For buyers, acting quickly and strategically is critical.

Flat fee buyer’s agents offer a cost-effective alternative to traditional commission-based models. Rather than paying a commission tied to the home’s price, flat fee agents charge a fixed amount, which can save you thousands. On a $1.4M home, a typical 2.5-3% buyer’s agent commission translates to $35,000-$42,000. A flat fee structure allows you to keep more of your funds for closing costs or rate reductions, which is especially helpful in today’s high-interest rate climate.

• Clear costs: Flat fees let you know upfront exactly what you’ll pay, avoiding any surprises at closing.
• Retain more savings: With no percentage-based commission, you can redirect savings toward lowering your mortgage rate or receiving cash back.
• Objective advice: Flat fee agents are focused on securing the best deal for you, not on increasing their earnings by steering you toward a higher-priced home.

In a market like Union City, where competition is fierce and every dollar counts, working with a flat fee buyer’s agent can help you save money and stay focused on finding the right home.

5 top flat fee real estate brokerages serving union city

Union City’s housing market is competitive and increasingly expensive, making cost-effective solutions more appealing for buyers. Flat fee buyer’s agents provide an alternative to traditional commission models, offering fixed fees or commission rebates that help buyers save significantly at closing. These services not only reduce costs but also bring clarity to what you’ll pay for representation.

Each brokerage in Union City takes a unique approach. Some emphasize advanced technology, like AI tools, to speed up offer submissions and analyze market trends. Others focus on rebates, returning a portion of the commission to buyers as cash or credits. Certain companies rely on salaried agents to deliver straightforward advice, while hybrid models blend flat fees with more traditional practices. By understanding the differences, buyers can select a service that aligns with their priorities, whether that’s detailed support, cost savings or a tech-first experience.

1. TurboHome

TurboHome redefines buyer representation with a straightforward $7,500 flat fee for most homes, offering a smarter alternative to traditional percentage-based commissions. Its unique approach combines client-focused, salaried agents with advanced AI tools to deliver expert guidance at a fraction of the cost. With the added benefit of a $20,000+ rebate after fees, TurboHome is a highly appealing option for Union City buyers seeking both savings and efficiency.

Key features

• Flat fee structure: Fixed $7,500 fee for homes under $1M, with higher fees for multimillion-dollar properties
• AI-powered tools: Automated comp analysis, disclosure reviews and quick offer submissions
• Salaried agents: Professional, unbiased representation without commission-driven motives
• Rebate options: Over $20,000 back at closing, which can be applied as cash or to reduce mortgage interest rates
• Streamlined offers: Technology simplifies and speeds up the homebuying process

Pros

• Clear pricing: The flat fee model eliminates uncertainty about costs
• AI-driven insights: Data-backed tools support smarter, faster decisions in competitive markets
• Rebate flexibility: Savings can offset closing costs or lower long-term mortgage payments

Cons

• Limited coverage: Currently available only in California, Texas and Washington
• Buyer-only focus: Does not offer seller-side services

TurboHome is a standout choice for buyers who prioritize cost savings, transparency and tech-enabled convenience. The blend of human expertise and AI ensures buyers receive high-quality support while keeping more money in their pockets.

2. Flat Fee Buyers

Flat Fee Buyers charges a set $9,999 for buyer representation, offering a straightforward alternative to the commission-based model. The service provides a full rebate of the buyer agent commission, minus the flat fee, which can help reduce overall costs or strengthen purchasing power. However, buyers may need to take a more independent approach when searching for properties.

Key features

• Flat fee pricing: A fixed $9,999 fee, regardless of the property price
• Rebate option: Refunds the remaining buyer agent commission after deducting the flat fee
• Investor-focused support: Licensed contractors offer insights into property conditions and renovation possibilities
• Ideal for high-value transactions: Particularly effective for buyers of multimillion-dollar homes where commissions are traditionally higher

Pros

• Transparent costs: The flat fee eliminates uncertainty around representation expenses
• Generous rebate potential: A significant portion of the commission can be returned to the buyer
• Specialized property insights: Provides additional guidance on renovation and property condition

Cons

• Limited property search assistance: Buyers may need to independently find homes to tour
• Minimal tech integration: Lacks advanced tools like AI for pricing analysis or disclosure reviews
• Higher fee for lower-priced homes: The flat fee may not be as cost-effective for buyers with smaller budgets

Flat Fee Buyers is a solid choice for those purchasing higher-priced properties who want a clear fee structure and a substantial rebate. Buyers seeking a more guided experience or advanced tech tools, however, may want to explore other options that provide deeper support.

3. Flyhomes

Flyhomes combines traditional agent services with financial programs aimed at boosting buyers’ competitiveness in fast-moving markets. Their cash offer program provides short-term financing, enabling buyers to submit cash-equivalent offers, which can later be refinanced into a mortgage. While the company advertises commission rebates of up to 32% in eligible transactions, their pricing is still based on traditional percentage commissions rather than a flat fee.

Key features

• Cash offer program: Lets buyers submit cash-equivalent offers, with refinancing required within 60–90 days
• Buy before you sell: Helps current homeowners secure a new home before selling their existing one
• AI-powered search tools: Assists buyers in finding properties through market insights and detailed filters
• Rebate potential: Offers up to 32% of the commission back in certain markets

Pros

• Competitive offers: Cash-backed bids can position buyers ahead in multiple-offer scenarios
• All-in-one services: Includes brokerage, mortgage and closing support under one roof
• Rebate availability: Some buyers may qualify for a partial commission refund at closing

Cons

• No flat fee option: Relies on percentage-based commission pricing, which can lead to higher costs
• Limited rebate eligibility: Only specific transactions qualify for the advertised rebate
• Strict refinancing timelines: Buyers must refinance quickly when using the cash offer program

Flyhomes is a practical choice for buyers needing flexibility to stand out in competitive markets. However, the reliance on traditional commission structures, inconsistent rebate availability and added complexity of refinancing may not suit buyers seeking straightforward, predictable costs.

4. Prevu

Prevu blends technology with salaried buyer agents, offering a model that focuses on rebates rather than fixed fees. Its standout feature is the Smart Buyer™ rebate, which refunds up to 1.5% of the purchase price to eligible buyers at closing. However, the rebate isn’t guaranteed for all transactions, as it depends on factors like commission agreements and lender approval.

Key features

• Smart Buyer™ rebate: Provides between 1% and 1.5% of the home price back to buyers, subject to transaction specifics
• Salaried agents: Removes commission-driven motivations, aligning with the buyer’s goals
• Online offer platform: Enables buyers to submit and track offers digitally
• MLS-integrated search: Combines property listings from platforms like Zillow for easier browsing

Pros

• Rebate potential: Qualifying buyers can save thousands at closing
• Streamlined tools: Digital resources simplify both the home search and offer process
• Consistent service: Salaried agents offer unbiased support throughout the transaction

Cons

• Limited availability: Some regions may not have full access to services
• Rebate uncertainty: Maximum rebate depends on transaction details and commission terms
• Still commission-based: Does not eliminate unpredictable commission structures

Prevu’s rebate model can appeal to buyers seeking some savings at closing, though it doesn’t provide the upfront clarity or affordability of a flat fee approach. For those who prefer fixed pricing and guaranteed savings, a flat fee brokerage offers a more transparent alternative.

5. Flat Rate Realty

Flat Rate Realty markets itself as a discount brokerage offering savings to both buyers and sellers. While its primary focus is on reducing listing fees for home sellers, it also claims buyers may qualify for rebates of up to 50% on the buyer agent commission. However, the rebate structure appears inconsistent, with savings varying based on the agent and transaction details, which creates uncertainty for buyers seeking predictable costs.

Key features

• Buyer rebate offers: Advertises rebates up to 50% of the buyer agent commission, though amounts depend on the specifics of the deal
• Focus on seller discounts: Primarily recognized for its seller-side services, with limited attention on buyer incentives
• Minimal tech integration: Does not provide AI tools or automated pricing insights for buyers
• Agent variability: Service quality and offerings may differ depending on the assigned agent

Pros

• Broad coverage: Available across multiple regions, including areas beyond Union City
• Closing credit opportunities: Buyers may receive partial commission rebates in certain transactions

Cons

• Inconsistent rebate process: Lacks a clear, standardized approach to determining or guaranteeing rebates
• Few buyer-focused tools: Offers little in terms of tech-driven resources like AI valuation or detailed market analyses
• Seller-centric model: Most efforts and resources are centered on seller services rather than buyer support

Flat Rate Realty could appeal to buyers willing to explore potential rebate savings, but the lack of transparency and reliance on agent-specific processes makes it a less reliable option. Buyers who value clear, upfront pricing and advanced tools may find better support with a dedicated flat fee buyer's agent.

frequently asked questions about flat fee real estate in union city

does the buyer pay the agent commission in union city?

In Union City, buyers don’t usually pay their agent’s commission out of pocket, but the cost is often factored into the overall transaction. In many cases, sellers offer a commission to the buyer’s agent as part of their agreement with the listing agent. With recent shifts toward more transparent real estate practices, buyers may need to confirm how their agent is compensated, which makes flat fee models an attractive option for clear and upfront expenses.

can i get a lower interest rate by working with a flat fee broker?

Flat fee brokers often provide rebates from the commission offered by the seller, giving buyers the flexibility to use those funds for a mortgage rate buydown. A rate buydown allows you to prepay some of the interest on your loan, which reduces the interest rate and lowers monthly payments. This option can help buyers save significantly over the life of their loan while keeping upfront costs manageable.

final thoughts for union city homebuyers

Flat fee buyer’s agents bring significant savings compared to traditional commission-based models, which can quickly add up in Union City’s competitive real estate market. By opting for a fixed fee instead of a percentage tied to the home price, buyers can reduce costs and often benefit from rebates. Whether it’s applied toward closing expenses, a rate buydown, or other financial priorities, this approach helps buyers hold onto more of their money.

The services offered by flat fee brokerages aren’t all the same, so buyers should carefully evaluate what each option provides. While some focus on rebates alone, TurboHome combines expert agent support with AI-powered tools to deliver a seamless, data-driven experience. For those who value transparent pricing, fast offers, and detailed market insights, a tech-enabled service like TurboHome is an excellent fit.

Choosing the right representation can make all the difference in a high-stakes market. TurboHome’s $7,500 flat fee, cutting-edge technology, and $20,000+ rebate opportunity give Union City buyers a smarter way to save. Get started today!