8 Affordable Flat Fee Real Estate Companies in Santa Clara

Santa Clara’s real estate market is highly competitive, making it crucial for buyers to find cost-effective ways to secure a home. Flat fee real estate companies offer an alternative to traditional commission-based agents, helping buyers save thousands while still receiving expert guidance.

With median home prices exceeding $1.5 million, reducing closing costs can make a significant difference. Santa Clara's tech-driven economy and proximity to Silicon Valley fuel demand for homes, pushing buyers to seek financial advantages wherever possible. Flat fee services provide a clear pricing structure, transparency and potential rebates that can ease the financial burden of purchasing in this high-stakes market.

This guide explores affordable flat fee real estate companies that cater to Santa Clara buyers. By comparing costs, service models and benefits, buyers can make informed decisions while maximizing savings.

Why pick a flat fee real estate buyers agent

Santa Clara is among the priciest real estate markets in the U.S., with California’s median home price expected to reach $909,400 in 2025. With affordability at record lows, minimizing costs wherever possible is critical. Opting for a flat fee real estate buyers agent allows buyers to keep more of their money instead of losing tens of thousands to traditional commission fees.

• Transparent costs: Traditional agents typically charge 2.5-3% of the home price, which can easily exceed $30,000 on a $1.2M property in Santa Clara. Flat fee agents, on the other hand, offer a set rate—often below $10,000—regardless of the home’s price, helping buyers save thousands.

• Comprehensive service without inflated fees: Many flat fee brokerages provide the same essential services as traditional agents, including drafting offers, negotiating terms, reviewing disclosures, and managing the closing process, but without the hefty commission structure.

• Incentives aligned with buyers: Commission-based agents earn more when you purchase a higher-priced home. Flat fee agents earn a fixed rate, so their focus remains on helping you secure the best deal rather than steering you toward a more expensive option.

• Rebates that offer real savings: Some flat fee agents pass a portion of the commission paid by the seller back to the buyer. This rebate can be taken as cash at closing or applied toward lowering your mortgage rate—especially helpful with 2025 interest rates averaging 5.9%.

• Expert knowledge of the local market: Santa Clara’s housing market moves quickly, with properties often selling in a matter of weeks. A flat fee buyers agent familiar with the area can guide you through competitive bidding, ensure your offers are strategic, and help you avoid overpaying for your next home.

Key benefits for Santa Clara homebuyers

Flat fee buyer’s agents bring valuable expertise to Santa Clara’s competitive real estate market, where bidding wars and rapid sales are common. Success often hinges on having an agent who knows the nuances of local neighborhoods, understands shifting demand, and can help buyers submit strong, strategic offers. With a fixed-fee model, buyers avoid unpredictable costs and maintain access to knowledgeable support throughout the process.

Advanced technology tools give buyers an edge by streamlining key steps in the transaction. AI-powered pricing tools provide clear market insights, helping buyers determine competitive yet fair offer amounts. Automated disclosure analysis ensures buyers are fully informed about potential property risks before moving forward, eliminating surprises that could derail a deal.

Strong negotiation skills are critical when competing in Santa Clara’s market. An experienced flat fee agent leverages local data to craft offers that stand out to sellers while safeguarding the buyer’s financial interests. Unlike commission-based agents, flat fee professionals focus on securing the best terms for the buyer, rather than steering them toward higher-priced properties.

8 flat fee real estate solutions for Santa Clara buyers

Navigating Santa Clara's competitive housing market requires smart strategies, especially with home prices continuing to climb. Flat fee buyer’s agents offer a refreshing alternative to traditional commission models by charging a fixed rate for their services. Many also provide rebates, giving buyers more control over their budget during the transaction.

Below is a list of eight flat fee real estate companies serving Santa Clara. Each has its own approach, from leveraging technology to offering significant rebates at closing. This overview breaks down their pricing, services, and standout features to help buyers make the best choice for their needs.

1. TurboHome

TurboHome simplifies the homebuying process for Santa Clara buyers by offering a flat fee of $7,500 for most homes. Unlike traditional agents who charge a percentage of the purchase price, TurboHome provides full-service support at a predictable cost. By integrating AI technology with expert agent guidance, the service ensures buyers are well-prepared to make competitive offers and navigate closing with confidence.

Key features

• Flat fee: $7,500 for most homes, eliminating variable commission expenses
• AI-powered tools: Offers precise pricing analysis and risk assessments for smarter decisions
• Rebate flexibility: Buyers can receive over $25,000 at closing or use it to lower their mortgage rate
• Comprehensive service: Licensed agents handle everything from offer submissions to closing coordination
• Private home tours: Includes up to 15 showings at no extra cost

Pros

• Clear pricing: Buyers avoid the uncertainty of percentage-based commissions
• Buyer-focused incentives: Flat fee aligns agent priorities with securing the best deal
• Efficient process: AI tools simplify valuation and disclosure reviews
• No exclusivity: Buyers aren’t locked into long-term commitments

Cons

• Limited locations: Currently available only in California, Texas, and Washington
• Property finding not included: Buyers need to identify listings before TurboHome steps in

For Santa Clara buyers seeking a cost-conscious option without sacrificing service, TurboHome delivers a practical solution. With its fixed pricing, advanced technology, and rebate opportunities, it’s an appealing choice for navigating the area’s competitive housing market.

2. FlatFeeBuyers.com

FlatFeeBuyers.com provides an alternative to traditional buyer’s agents by charging a flat $9,999 fee for representation. This model moves away from percentage-based commissions, offering buyers a more predictable and transparent pricing structure. Along with the flat fee, buyers can receive up to 70% of the buyer’s agent commission as a rebate, which can be used for closing costs or taken as cash back.

Key features

• Flat $9,999 fee: A consistent cost regardless of the home price, unlike traditional agents charging 2.5–3%.
• Commission rebate: Buyers keep any remaining commission (typically 2–3%) after the flat fee is deducted.
• Investor-friendly focus: The team, which includes licensed general contractors, may appeal to buyers exploring properties with renovation potential.
• Limited service options: Buyers handle property searches and tours on their own, while FlatFeeBuyers.com supports negotiations and closing tasks.

Pros

• Clear pricing: The flat fee eliminates uncertainties tied to percentage-based commissions.
• Significant rebates: Buyers can get cash back depending on the transaction’s commission terms.
• Renovation expertise: Useful for buyers interested in homes needing updates or improvements.

Cons

• Self-managed tours: Buyers are responsible for scheduling and attending home showings, which may not work for those seeking more hands-on support.
• Unpredictable rebates: Savings depend on the commission offered by the seller, which can vary.
• Limited service area: Coverage focuses on the Bay Area, leaving fewer options for buyers outside Northern California.

FlatFeeBuyers.com is a practical choice for those comfortable with a DIY approach to searching for homes. While the rebate offers financial benefits, the limited service model may not suit buyers who prefer comprehensive support throughout the process.

3. Unlocked.com

Unlocked.com combines traditional agent services with technology-driven tools to assist homebuyers. The service charges a 1.5% commission with a minimum fee of $15,000, which could be a drawback for buyers targeting lower-priced properties. If the seller offers the standard 2.5% buyer’s agent commission, buyers may qualify for a rebate of up to 1%, providing some relief at closing.

Key features

• 1.5% commission with a $15,000 minimum, unlike flat-fee alternatives.
• Buyer rebate of up to 1% when the seller offers a 2.5% commission.
• AI valuation reports to analyze sales trends and estimate property pricing.
• Simplified disclosure reviews that highlight critical risks in seller documents.
• Licensed agents with backgrounds in law, consulting, and real estate investment.

Pros

• Statewide coverage, including Santa Clara and other Bay Area markets.
• Technology tools to help evaluate pricing and property risks.
• Rebates at closing that can reduce costs for eligible buyers.

Cons

• A $15,000 minimum fee limits cost-effectiveness for lower-priced homes.
• Percentage-based pricing adds unpredictability compared to flat-fee models.
• Less agent interaction, as the focus leans more on automated processes.

Unlocked.com can be a fit for buyers focused on higher-priced homes who value AI insights and potential rebates. For those seeking predictable costs and comprehensive, hands-on guidance, there are more buyer-friendly flat-fee options available.

4. ShopProp Realty

ShopProp Realty focuses on providing significant commission rebates, offering buyers up to 95% of the commission it collects. This approach is particularly appealing for those purchasing high-value homes, where the rebate can result in substantial savings. However, the structure is less favorable for buyers targeting properties under $1 million, where the benefits are more limited.

Key features

• Rebate model: Refunds up to 95% of the commission, which can be applied to closing costs or lowering mortgage interest rates.
• AI-supported processes: Streamlines offer submissions, disclosure analysis, and escrow coordination.
• MLS integration: Keeps buyers updated on new listings in real time.
• Service fees: Charges range from $1,995 to $5,995, depending on the property price and services provided.

Pros

• High rebate potential: Buyers of luxury homes can save tens of thousands.
• AI tools simplify transactions: Makes offer writing and negotiation more efficient.
• Multi-market reach: Available in California and other select states.

Cons

• Low-value homes see fewer benefits: The rebate structure heavily favors buyers of properties priced over $2 million.
• Service fees cut into savings: Buyers still incur upfront costs of $1,995 to $5,995.
• Less agent involvement: Buyers may need to handle more of the home search process themselves.

ShopProp Realty is an option for buyers focused on minimizing costs in high-end transactions. For those seeking a more hands-on experience or predictable flat-fee pricing, other services may offer better overall support and value.

5. Flyhomes.com

Flyhomes offers a unique mix of financial tools and real estate services designed to give buyers an edge in competitive markets. Their cash offer program allows buyers to make all-cash bids, which can be appealing to sellers, but the process requires refinancing within 60 days. While Flyhomes also provides a commission rebate of up to 32%, the added complexity of its financing structure may not suit every buyer.

Key features

• Cash offer program: Flyhomes buys the property upfront with cash, enabling buyers to compete with stronger offers. Refinancing within 60 days is required to finalize ownership.
• Guaranteed offer protection: If financing falls through, Flyhomes steps in to purchase the home, shielding buyers from losing their earnest money.
• AI-powered tools: Offers detailed property insights, including flood risks, noise levels, and utility cost estimates, to help buyers make informed decisions.
• Integrated mortgage services: Streamlined in-house financing is available, but buyers must adhere to specific refinancing terms.

Pros

• Stronger offers: The cash offer program helps buyers compete in fast-moving markets.
• Detailed property insights: AI tools provide valuable data to guide purchasing decisions.
• Rebate potential: Buyers may qualify for a commission rebate of up to 32%.

Cons

• Financing complexity: Refinancing within a short time frame adds pressure to an already intricate process.
• Penalties for backing out: Buyers may incur fees if they don’t complete the transaction after Flyhomes purchases the home.
• Limited market availability: Services are only offered in a few states, including California and Washington.

Flyhomes may appeal to buyers who need creative financing options to compete in bidding wars. However, the rigid refinancing timeline and potential for added costs make it less flexible than flat fee models. Buyers seeking a straightforward, transparent experience with fewer financial strings attached might explore other options.

6. Prevu.com

Prevu is a digital-first brokerage offering commission rebates to homebuyers. Its salaried agents combine online tools with personalized guidance to assist buyers from offer to closing. While rebates of up to 2% of the purchase price may appeal to budget-conscious buyers, the service is limited to select metro areas and lacks widespread coverage.

Key features

• Commission rebates: Buyers can receive up to 2% back at closing, depending on the market and transaction specifics.
• Digital platform: Tools simplify scheduling, offer submissions, and document management.
• Salaried agents: Prevu employs agents directly, moving away from the traditional commission-based model.
• Limited availability: Coverage is restricted to major metropolitan regions, primarily along the coasts.

Pros

• Transparent costs: Buyers know upfront how much of the commission rebate they’ll receive.
• Streamlined process: Digital tools reduce administrative delays and improve transaction efficiency.
• Cash rebates: Some buyers can use the rebate to offset closing costs or other expenses.

Cons

• Limited service areas: Only available in a handful of states, leaving buyers in smaller markets without access.
• Variable agent involvement: The digital-first model may not provide the same level of personal support as other flat fee services.
• Rebate uncertainty: The advertised rebate depends on the seller’s commission offer and isn’t guaranteed.

Prevu may work for buyers who are comfortable with a more hands-off, tech-driven approach and live in areas where the service is available. However, those looking for consistent agent support, faster processes, and reliable savings may find a flat fee brokerage with broader coverage and AI-driven tools to be a better fit.

7. Arrivva.com

Arrivva charges a flat $9,750 fee, offering a clear alternative to the traditional 2.5–3% buyer’s agent commission. The company highlights cost savings by rebating buyers the remaining commission after deducting its fee, often translating to rebates around $24,000. While the pricing model is appealing, the self-service approach may not cater to buyers seeking extensive, hands-on support.

Key features

• Flat $9,750 fee instead of a variable commission percentage
• Custom rebates return the difference between the seller’s offered commission and the flat fee
• AI-powered pricing models and Slack-based communication tools for efficient transactions
• Integrated mortgage services for buyers needing financing options
• No dual agency ensures the brokerage exclusively represents buyers or sellers, avoiding conflicts

Pros

• Transparent pricing makes costs predictable from the start
• Buyers of higher-priced homes can benefit from substantial commission rebates
• Digital tools streamline key steps like document sharing and communication

Cons

• A smaller agent network may limit responsiveness during busy periods
• Buyers must handle much of the property search independently
• Primarily available in California, which restricts access for out-of-state buyers

Arrivva’s flat fee and rebate model could appeal to buyers focused on reducing costs while managing parts of the buying process themselves. However, those who value full-service guidance or prefer a more personalized experience may find other flat-fee brokerages better suited to their needs.

8. UpNest.com

UpNest connects buyers with real estate agents who bid for their business, offering proposals that outline commission rates, services, and potential rebates. While the platform promotes savings through competition, the actual costs and rebates depend on the agents’ offers, which vary widely. Buyers use the service for free, but agents pay a referral fee to UpNest upon closing.

Key features

• Agent matching service: Buyers receive 3–5 proposals tailored to their location and transaction type
• Rebate opportunities: Some agents provide rebates, typically ranging from 0.5% to 1% of the purchase price
• Free to use: Buyers incur no upfront costs; agents cover fees after the transaction closes
• Traditional agent services: Matches buyers with agents offering full-service representation

Pros

• Variety of options: Buyers can compare multiple agents’ proposals to find the best fit for their needs
• Competitive pricing: Agents may reduce fees or offer rebates to secure a buyer’s business
• No commitment required: Buyers are free to evaluate proposals without entering into an agreement

Cons

• Inconsistent agent quality: Matches depend on the availability of agents, and service levels may vary
• Uncertain savings: Rebates aren’t guaranteed, and many agents stick to traditional commission rates
• Lack of upfront pricing: Buyers must wait for proposals to understand costs, which can slow decision-making

UpNest offers flexibility in choosing agents, but the lack of fixed pricing can leave buyers unsure of potential savings. For those who value transparency and predictable costs, a flat fee brokerage like TurboHome may provide greater clarity and financial benefits.

Frequently asked questions about flat fee real estate in Santa Clara

Can I combine a lender credit with a flat fee buyer rebate?

In many cases, buyers can use both a lender credit and a buyer commission rebate to offset closing costs, provided the total doesn’t exceed those costs. Lender credits are usually agreed upon in return for a slightly higher interest rate, while buyer rebates come from the commission offered to the buyer’s agent. Confirming the specific terms with your lender ensures you can take full advantage of both savings options.

Is Santa Clara a competitive market for flat fee buyers?

Santa Clara’s housing market remains highly competitive, with properties often selling fast and above list price. Using a flat fee buyer’s agent can lower upfront costs, leaving buyers with extra resources for competitive offers or mortgage rate reductions. By eliminating percentage-based commissions, flat fee services allow buyers to act quickly and focus on securing the best possible deal.

Choosing your ideal flat fee real estate partner

Finding the right flat fee buyer’s agent means prioritizing transparency, affordability, and local market expertise. Your agent should offer straightforward pricing with no surprises, so you know exactly what to expect. Look for services that balance cost savings with strategic advice and hands-on support to help you close quickly and confidently.

Leveraging technology can make all the difference in a fast-paced market like Santa Clara. AI-powered tools streamline critical steps such as pricing analysis and disclosure reviews, saving time and helping buyers make stronger offers. A partner that effectively integrates advanced tech with expert guidance ensures you’re informed and supported from start to finish.

TurboHome offers a smarter approach to homebuying by combining fixed pricing with cutting-edge technology and experienced agents. For a flat $7,500 fee on most homes, buyers benefit from clear pricing, in-depth valuation tools, and expert negotiation support. Get started with TurboHome today and experience a more efficient, cost-effective way to buy your next home.