7 Top Flat Fee Buyers Agents in San Bruno for 2025

San Bruno's real estate market is evolving, and many home buyers are looking for more cost-effective ways to secure expert representation. Flat fee buyer’s agents provide a modern alternative to traditional commission-based services, offering transparent pricing and the potential for significant savings.

The city’s prime location near Silicon Valley and San Francisco makes it a sought-after destination for home buyers. With median home prices exceeding $1 million, navigating the competitive market requires expert guidance and a strategic approach. Buyers who work with flat fee agents can benefit from professional support without the uncertainty of commission-based costs.

This guide highlights seven top flat fee buyer’s agents in San Bruno for 2025. Each service is designed to help buyers make informed decisions while maximizing savings in one of the Bay Area’s most dynamic housing markets.

Why choose a flat fee real estate buyers agent?

Flat fee real estate buyers agents offer their services for a fixed price instead of charging a percentage of the home’s sale price. Traditional buyer’s agents typically earn around 2.5–3% in commission, which can quickly escalate in a high-cost area like San Bruno. A flat fee simplifies the cost, giving you a clear, predictable number without tying it to the price of the home.

• Save thousands compared to traditional commissions. In San Bruno, where single-family homes average $1.6 million, a 3% commission could mean $48,000. Opting for a flat fee can significantly lower this expense, leaving more room in your budget for a down payment or interest rate adjustments.

• Eliminate commission-driven advice. Flat fee agents are paid the same regardless of the home’s price. This removes any incentive to push higher-priced homes and allows them to focus on helping you find the right property for your needs.

• Every saved dollar counts in San Bruno’s competitive market. With prices rising 3.1% year-over-year, the ability to save on commissions can help strengthen your offer, cover additional closing costs, or reduce your loan balance.

For buyers wanting straightforward costs, more control, and fewer conflicts of interest, flat fee buyers agents are an ideal solution—especially in markets like San Bruno where home prices remain high.

7 top flat fee buyers agents in San Bruno

Flat fee buyers agents in San Bruno offer a straightforward alternative to traditional commission-based models. Instead of tying their fee to the home’s price, these agents charge a fixed amount, an approach that can significantly reduce costs in a market where home prices often exceed $1 million. For buyers, this means predictable expenses and more control over their budget.

Each service below provides buyer-focused solutions tailored to San Bruno’s unique real estate market. Some emphasize cash-back rebates at closing, while others lean on AI-powered tools to analyze market data and streamline offers. Finding the right fit depends on how much support you need, your financial goals, and how you plan to compete in one of the Bay Area’s highly sought-after housing markets.

1. TurboHome

TurboHome brings a streamlined, tech-focused solution to flat fee real estate in San Bruno. Unlike traditional commission-based models, TurboHome charges a flat $7,500 for full-service buyer representation on most homes. With licensed agents supported by AI-powered tools, buyers gain access to efficient, data-backed decision-making along with significant savings through cash back or mortgage rate reductions.

Key features

• Flat $7,500 fee: A straightforward pricing model keeps costs predictable, regardless of the purchase price.
• AI-powered analysis: Tools evaluate comparable sales, disclosures, and market trends to guide smarter offers.
• Rebate options: At closing, buyers can choose between cash back or applying savings to reduce their mortgage rate.
• Salaried agents: In-house professionals provide hands-on support, from negotiations to closing coordination.
• Private home tours: Includes up to 15 tours at no additional cost for a more personalized buying experience.

Pros

• Substantial savings: San Bruno buyers can save thousands compared to traditional commission structures.
• No exclusivity required: Buyers can explore other options without being locked into a contract.
• Efficient offer process: Offers can be submitted quickly via text, email, or phone for faster turnaround times.
• Unbiased advice: Salaried agents focus on the buyer’s best interests, not commission potential.

Cons

• Lower name recognition: A newer player compared to traditional firms with decades in the industry.
• Digital communication focus: Buyers preferring face-to-face interactions may need to adapt to text and email-based processes.

For buyers in San Bruno seeking a tech-driven, cost-efficient real estate experience, TurboHome offers a practical and transparent alternative. Its flat fee model, paired with AI tools and rebate flexibility, makes it an attractive choice for those looking to save without compromising on service.

2. YayPad

YayPad uses a commission rebate model, returning 50% of the agent’s earned commission to the buyer after closing. Unlike flat fee services, YayPad operates within the traditional commission framework but passes a portion of the earnings back to the buyer. While this approach can reduce costs, its effectiveness depends on the commission structure and regional availability, which may vary for San Bruno buyers.

Key features

• 50% commission rebate: Buyers receive half of the agent’s commission, offering potential savings at closing.
• Licensed agent pairing: Connects buyers with traditional agents who assist with negotiations, showings, and closing.
• No upfront payments: The rebate is provided after the transaction is complete, with no fees paid directly to YayPad.

Pros

• Significant savings on mid-priced homes: Buyers can reduce closing costs by receiving a portion of the commission back.
• Full-service representation: Includes standard buyer-agent services such as touring homes and negotiating offers.
• Non-exclusive contracts: Buyers are free to explore other options without being tied to YayPad.

Cons

• Savings tied to commission terms: A lower commission from the seller means a smaller rebate for the buyer.
• Limited geographic coverage: Availability may be inconsistent across Bay Area counties, including San Bruno.
• Post-closing rebate: Buyers must handle all upfront costs, as the rebate is only issued after the sale is finalized.

YayPad’s rebate model offers a way to recover some costs, appealing to buyers comfortable navigating the traditional commission system. However, its reliance on variable commission rates and inconsistent availability may make it less predictable than flat fee services. Buyers in San Bruno should check for local agent coverage before considering YayPad.

3. Unlocked

Unlocked takes a data-focused approach to flat fee real estate, blending traditional agent services with advanced analytics. Instead of charging a flat rate, the company uses a 1.5% commission model and offers up to a 1% rebate if the seller provides the typical 2.5% commission. While the rebate can help reduce costs for buyers, the $15,000 minimum commission fee may make it less appealing for lower-priced properties.

Key features

• 1.5% commission: Buyers pay a reduced fee compared to the standard 2.5–3% commission range.
• 1% rebate option: If the seller offers 2.5%, buyers can receive 1% cash back to offset expenses.
• Valuation reports: Proprietary tools analyze recent sales and listing data to provide market value estimates.
• Disclosure summaries: Breaks down property disclosures into key risks and estimated repair costs.
• Competitive offer tools: Market data and bidding insights guide buyers in crafting stronger offers.

Pros

• Rebate savings: Offers a partial refund of the commission, lowering overall costs.
• Detailed analytics: Tools provide a clearer picture of market value and property risks.
• Bay Area focus: Unlocked is well-established in California markets, including San Bruno.

Cons

• High minimum fee: The $15,000 threshold may limit savings for lower-cost homes.
• Rebate tied to seller terms: If the seller offers less than 2.5%, the rebate amount drops.
• Fee variability: Costs depend on the home price, making expenses less predictable.

Unlocked may appeal to buyers seeking data-driven insights and rebate options, but its percentage-based fee structure can make it less competitive for lower-priced homes. Those looking for a fixed, predictable cost might find other flat fee options more practical.

4. FlatFeeBuyers

FlatFeeBuyers offers a simple pricing model with a $9,999 flat fee for buyer representation. Unlike traditional agents who base their earnings on a percentage of the sale price, this approach ensures predictable costs, which is especially helpful in higher-priced markets like San Bruno. That said, the flat fee may not be as cost-effective for homes priced under $800,000, where percentage-based models could result in lower costs.

Key features

• Flat $9,999 fee: A fixed rate regardless of the home’s price, eliminating percentage-based commissions.
• Contractor expertise: Offers advice on inspections and renovations, which is particularly valuable for older properties in the area.
• Rebate option: Any commission exceeding the set fee is returned to the buyer, potentially lowering closing costs.

Pros

• Clear upfront pricing: Buyers know exactly what they’ll pay, avoiding surprises tied to home prices.
• Renovation insights: Guidance on repairs and updates can be useful for older or fixer-upper homes.
• No price-based incentives: The flat fee ensures advice isn’t influenced by higher home prices.

Cons

• Less savings on lower-priced homes: The $9,999 fee may not be ideal for properties valued under $800,000.
• Possibly limited services: Buyers should confirm what’s included, such as private showings or contract reviews.
• Better suited for experienced buyers: Investors may benefit most, while first-time buyers might need more personalized guidance.

FlatFeeBuyers is a practical choice for those purchasing higher-priced homes or properties that require renovation. However, for lower-priced homes or buyers needing more comprehensive support, other options may provide better overall value.

5. ShopProp

ShopProp positions itself as a tech-focused real estate service offering discounted commissions and buyer rebates. Rather than charging a flat fee, it uses a tiered pricing structure where buyers pay between $1,995 and $5,995 based on the range of services they select. While ShopProp promotes significant savings, the variability in fees and service levels can make it less straightforward than other flat fee options.

Key features

• Tiered pricing model: Costs range from $1,995 to $5,995, depending on services like property showings, offer preparation, and inspection coordination.
• AI-powered tools: Provides MLS access and demand forecasting to help buyers identify competitive listings.
• Rebates for buyers: Returns a portion of the buyer’s agent commission after closing, though the rebate depends on the home’s price and services used.
• Flexible service options: Buyers comfortable managing parts of the process can choose lower-cost tiers.

Pros

• Savings potential: Buyers who need limited support may find lower fees compared to traditional commission models.
• Tech-based solutions: AI search tools offer market insights, though effectiveness may vary.
• Rebates offered: Partial commission refunds can reduce overall costs for buyers.

Cons

• Unpredictable costs: Total fees depend on the services selected, making upfront budgeting harder.
• Limited agent support: Buyers who want full-service guidance may not find the assistance they need.
• Regional coverage gaps: Agent availability in San Bruno isn’t guaranteed and requires confirmation.

ShopProp’s mix of discounted pricing and AI-driven tools may appeal to buyers seeking a semi-DIY approach. However, the lack of consistent pricing and comprehensive support makes it less ideal for those wanting a clearly defined, full-service experience.

6. Prevu

Prevu is a tech-focused real estate brokerage offering a 1% rebate on the home’s purchase price to buyers who use its platform. The rebate is issued at closing, providing a small financial benefit to offset costs. While Prevu uses salaried agents and emphasizes digital tools, its rebate structure falls short compared to services offering larger savings, particularly for higher-priced properties.

Key features

• 1% rebate: Buyers receive 1% of the purchase price back at closing to reduce expenses.
• Digital tools: Online features allow buyers to search listings, schedule tours, and manage offers independently.
• Salaried agents: Agents assist through the process but rely heavily on the platform’s self-service model.
• Variable rebate amounts: Rebate percentages can go up to 1.5% in select markets.

Pros

• Widespread availability: Covers buyers throughout California, including San Bruno.
• Straightforward platform: Digital tools make it easy to search for homes, book tours, and submit offers.
• Clear rebate details: Buyers can view estimated rebates directly on property listings.

Cons

• Limited savings for costly homes: A flat 1% rebate offers less value for high-priced properties compared to other models.
• Less agent involvement: Buyers handle much of the process themselves, with agents stepping in when needed.
• Delayed rebate: The rebate isn’t accessible until after closing, requiring buyers to manage upfront costs.

Prevu’s digital approach works well for buyers who prefer handling much of the process online and are satisfied with a modest rebate. However, for those looking for deeper savings or more agent-driven support, there are more competitive options to consider.

7. Arrivva

Arrivva provides a flat fee service for buyers, charging $9,750 instead of the traditional percentage-based commission. The brokerage leans heavily on technology, with Slack as its primary communication platform and Google Meet for virtual consultations. While the pricing is straightforward, the reliance on digital tools may not suit buyers who prefer more traditional, face-to-face interactions.

Key features

• $9,750 flat fee: A fixed rate replaces percentage-based commissions, with any additional commission refunded to the buyer.
• Slack communication: Agents communicate primarily through Slack, offering a more tech-driven approach to client interaction.
• Mortgage integration: Real estate services are combined with financing assistance, simplifying the home-buying process.
• Pre-approved underwriting: Buyers can secure fully underwritten mortgage approvals before submitting offers.

Pros

• Clear pricing: Buyers know their costs upfront, regardless of the property’s price.
• Bay Area expertise: Agents have a deep understanding of the San Bruno market and surrounding areas.
• Streamlined process: Bundling real estate and financing services can save time and reduce complexity.

Cons

• Less personal connection: Slack-based communication may feel impersonal for those who prefer direct calls or in-person meetings.
• Higher cost than competitors: The $9,750 fee is notably more expensive than TurboHome’s $7,500 flat fee.
• Limited hands-on support: Buyers who value traditional, step-by-step guidance may find the service lacking.

Arrivva’s approach is ideal for tech-savvy buyers who enjoy managing transactions digitally and appreciate bundled services. For those seeking lower fees or more personalized support, other options like TurboHome may be a better fit.

Key factors when choosing a flat fee buyers agent

Finding the right flat fee buyers agent in San Bruno means looking beyond just the cost. While saving money is a priority, factors like service quality, familiarity with the local market, and access to efficient technology are equally important. Buyers should also understand how different brokerages handle critical aspects of the process to avoid surprises.

• Local market knowledge: Agents who specialize in San Bruno bring valuable insights into pricing, neighborhood trends, and effective bidding strategies. Their expertise can make a difference in securing a property, particularly in a market where many homes sell above the listing price.

• Use of technology: Tools like AI-powered pricing analysis, quick offer submissions, and automated disclosure reviews help buyers act decisively in a fast-paced market. Brokerages that integrate these technologies can simplify the process and improve decision-making.

• Rebates and savings options: Flat fee brokerages often offer cash back at closing or the ability to apply savings toward reducing mortgage rates. Buyers should evaluate how each service structures rebates to get the best financial outcome for their specific property and goals.

• Range of services offered: Some agents go beyond standard duties like offer negotiation and closing support by including private home tours, inspection coordination, or risk assessments. Confirming what’s included ensures buyers won’t miss out on valuable assistance during the process.

• Contract terms and flexibility: A few brokerages may require exclusive agreements, which limit buyers from working with other agents. Reviewing these terms in advance helps avoid restrictions and ensures buyers remain in control of their options.

FAQs about San Bruno flat fee buyer agents

Flat fee buyer agents offer a transparent and cost-effective alternative for navigating San Bruno’s real estate market, but buyers understandably have questions about how these services operate. From understanding savings to clarifying service options, here are answers to some of the most common concerns.

Can I still get private showings with a flat fee agent in San Bruno?

Yes, private showings are typically included with flat fee buyer agents, though the specifics depend on the service. Many agents offer a set number of free tours, while additional showings may come with a nominal fee. It’s important to clarify the details with your agent before starting your search.

Does the price of my home affect how much I save with a flat fee agent?

It does. Higher-priced homes offer greater savings compared to traditional commission models, as the flat fee stays constant regardless of the sale price. Buyers in San Bruno’s market, where home prices often exceed $1 million, can save tens of thousands by avoiding percentage-based fees.

Can a rebate be used toward my closing costs in California?

Yes, rebates can often be applied to closing costs, provided the lender approves. Most lenders allow these rebates as a credit, helping buyers reduce upfront expenses. It’s a good idea to confirm any lender-specific policies early in the process to avoid surprises.

Are flat fee services really full-service buyers agents?

Flat fee buyers agents typically handle the same responsibilities as traditional agents, such as negotiating offers, reviewing contracts, and managing escrow. They guide buyers through critical steps like inspections and contingencies, ensuring smooth progress from offer to closing. Still, it’s wise to confirm if services like private tours, disclosure reviews, or strategic offer advice are part of the package.

Many flat fee brokerages use technology to simplify processes like pricing analysis and risk evaluation, enabling agents to focus on negotiations and other critical tasks. However, some may limit in-person support or charge extra for services like additional showings. Carefully reviewing service agreements helps buyers avoid unexpected expenses and ensures every needed service is included.

Can I still get private showings with a flat fee agent in San Bruno?

Most flat fee buyer’s agents in San Bruno provide private showings, but the specifics depend on the service. Many include a set number of complimentary tours, while additional showings may come with a small fee. It’s important to check how many tours are included and clarify any potential charges before making a decision.

Some brokerages offer self-scheduling options, letting buyers book tours through an online platform for convenience. Others partner with local agents to arrange in-person showings at times that work for the buyer. If you’re planning to view several properties, look for a service that offers flexibility and keeps extra fees to a minimum.

Does the price of my home affect how much I save with a flat fee agent?

Higher-priced homes generally lead to greater savings with a flat fee agent compared to percentage-based commissions. In San Bruno, where homes frequently sell above $1 million, a 2.5% buyer’s agent commission could easily surpass $25,000, making a flat fee service a far more affordable option. While buyers of lower-priced properties also see financial benefits, the cost difference becomes most noticeable as home values rise.

Can a rebate be used toward my closing costs in California?

In most cases, lenders let buyers use commission rebates to offset closing costs, which can significantly reduce upfront expenses. These rebates are typically applied as credits on the closing statement and can cover costs like escrow fees, title insurance, loan origination charges, and prepaid taxes. It’s important to check with your lender early in the process to confirm their specific policies and any limitations.

The amount of rebate you can apply may depend on your loan type and the total closing costs. Conventional loans generally allow rebates for non-recurring costs, while loans like FHA and VA may have stricter rules. Buyers planning to use rebates for discount points to lower their mortgage rate should work closely with their lender to ensure they’re maximizing the benefit.

Your next step to save in San Bruno

Working with a flat fee buyer’s agent in San Bruno is a smart way to reduce costs while still securing expert representation. Instead of relying on traditional commission structures, a flat fee provides clarity, ensuring buyers know exactly what they’ll pay. Many services also offer rebates, giving buyers the flexibility to lower their mortgage costs or cover closing fees.

TurboHome simplifies the process with a $7,500 flat fee for most properties, delivering full-service support paired with AI-driven tools. Buyers benefit from accurate pricing analysis, detailed risk assessments, and direct assistance from licensed agents—all without restrictive contracts. For those navigating San Bruno’s competitive market, TurboHome offers a practical, cost-effective solution.

Ready to start your home search in San Bruno with more savings and less hassle? Visit TurboHome.com today to learn more or book a free consultation.