7 Best Flat Fee Buyer's Agents in Daly City

Daly City’s real estate market is fast-moving, with home prices that make every dollar count. Buyers looking to maximize savings are increasingly turning to flat fee buyer’s agents who offer expert guidance without the traditional percentage-based commission.

Located just south of San Francisco, Daly City attracts buyers with its diverse neighborhoods, coastal views and relative affordability compared to the Bay Area’s core. In a competitive market where median home prices exceed $1 million, securing a knowledgeable agent while keeping costs predictable is a strategic advantage. A flat fee service can provide the same professional representation while allowing buyers to retain more of their purchasing power.

This guide highlights the top flat fee buyer’s agents in Daly City who specialize in helping homebuyers navigate the process efficiently. By comparing pricing, services and potential rebates, buyers can make informed decisions that align with their financial goals.

Why choose a flat fee buyer’s agent in Daly City

Located just south of San Francisco, Daly City is no stranger to steep housing prices. The median cost of a single-family home in the Bay Area has climbed to $1.4 million, with some properties in sought-after areas nearing $1.8 million. For a traditional buyer’s agent, a 2.5% commission on a $1.4 million home would amount to $35,000—funds that could be better spent on closing costs, lowering your interest rate, or renovating your new space.

Flat fee buyer’s agents charge a fixed rate instead of a percentage, regardless of the home’s price. Whether you’re purchasing a $900,000 condo or a $1.5 million single-family house, the cost of the agent’s services doesn’t change. In a high-cost market like Daly City, where prices have increased 5.3% year-over-year, this approach can result in significant savings.

With interest rates around 6%, limited inventory, and 16% of properties selling above the asking price, buyers in Daly City face intense competition. A flat-fee agent helps by cutting unnecessary commission expenses, giving you the flexibility to strengthen your offer or reduce your long-term mortgage costs.

7 best flat fee buyer’s agents

Flat fee buyer’s agents offer a straightforward alternative to percentage-based commissions, charging a fixed rate regardless of a home's price. In Daly City, where home prices often surpass $1 million, this model allows buyers to control costs while still receiving professional support. A reliable flat fee agent handles crucial tasks like negotiations, contract reviews, and closing coordination, all without tying fees to property value.

This list highlights the top flat fee buyer’s agents in Daly City, chosen for their clear pricing, potential savings, and overall service quality. The evaluation focused on these key criteria:

• Flat fee pricing: A set cost that remains consistent, providing clarity and predictability.
• Buyer rebates: Some agents return a portion of the commission, offering additional savings at closing.
• Tech-driven tools: Features like AI-powered valuation models and automated processes help buyers act quickly and confidently.
• Comprehensive agent support: Services include navigating contracts, assessing risks, and managing the closing process.

The following companies each bring a distinct approach to flat fee buyer representation. Reviewing their fees, services, and tools can help buyers make informed decisions.

1. TurboHome

TurboHome offers a straightforward alternative to the traditional percentage-based commission model. Instead of paying an agent 2.5%–3% of a home’s price, buyers pay a flat $7,500 fee for most properties, regardless of the purchase price. By combining AI-driven tools with in-house licensed agents, TurboHome simplifies key steps like offer preparation, valuation analysis, and closing coordination, helping Daly City buyers save both time and money.

Key features

• Flat fee pricing: $7,500 for most homes, ensuring predictable costs
• AI-powered valuation: Proprietary tools analyze comparable sales, disclosures, and market trends
• Rebate potential: Buyers may receive up to $35,000 back at closing, depending on commission terms
• Full-service support: Licensed agents assist with negotiations, contracts, and closing details
• Private home tours: Includes up to 15 private tours at no extra charge

Pros

• Transparent costs: A predictable flat fee replaces traditional commission-based pricing
• Data-driven decisions: AI tools provide precise valuation and risk assessments to guide offers
• High rebate potential: Significant cash back at closing can reduce costs or improve mortgage terms

Cons

• Limited availability: Currently operates in California, Texas, and Washington only
• No property sourcing: Buyers need to identify homes themselves, as agents don’t search listings

TurboHome is an excellent choice for Daly City buyers looking to avoid high commission fees without sacrificing service. The combination of AI-powered insights, personalized agent support, and significant rebate opportunities makes it especially appealing in a competitive, high-priced market.

2. Unlocked.com

Unlocked.com positions itself as a numbers-focused alternative to traditional buyer’s agents, prioritizing data-driven tools like spreadsheet-based valuation reports and offering rebate incentives to California homebuyers. The service charges 1.5% of the home’s purchase price, with a minimum fee of $15,000 per transaction. Buyers who work with Unlocked.com can receive a 1% rebate at closing if the seller’s agent commission is 2.5%, but the platform’s value depends on how much support you need during negotiations and closing.

Key features

• Custom valuation reports: Spreadsheet analysis compares recent sales, active listings, and third-party data to assess value
• Disclosure review summaries: Simplifies potential risks and repair needs outlined in property disclosures
• Transaction support: Agents with legal or consulting backgrounds assist with offers and contract management
• Rebate structure: Provides 1% cash back at closing when the seller’s agent commission is 2.5%, helping offset costs

Pros

• Buyer rebate: One of the more generous rebates in California, potentially lowering total out-of-pocket costs
• Market analytics: Delivers detailed, data-backed pricing insights for informed decision-making
• Remote accessibility: Agents are available by phone, email, or text, making coordination convenient

Cons

• High minimum fee: The $15,000 flat-rate minimum may not appeal to buyers purchasing lower-priced homes
• Limited agent support: Buyers have noted less involvement during high-stakes bidding or negotiations
• Not hands-on: The service’s focus on data rather than traditional agent guidance may leave first-time buyers wanting more

Unlocked.com caters to buyers who prioritize data and are comfortable handling parts of the process on their own. While the rebate is a strong incentive, those looking for a more engaged agent experience or personalized guidance may find the service lacking in crucial moments.

3. FlatFeeBuyers.com

FlatFeeBuyers.com offers a fixed-cost model for buyer representation, charging a $9,999 flat fee instead of the traditional percentage-based commission. Buyers receive a rebate from the seller’s offered commission after deducting the flat fee, which can go toward closing costs or a rate reduction on their mortgage. This service is most suitable for buyers who are confident in managing aspects of the home search themselves and don’t require extensive in-person agent involvement.

Key features

• Flat fee structure: A $9,999 fixed rate for buyer services, regardless of the property value
• Rebate opportunity: Any leftover commission after the flat fee is returned to the buyer
• Optional add-ons: Services like property searches and private viewings available for additional fees
• Support for transactions: Guidance on offers, negotiations, and escrow management

Pros

• Clear pricing: Buyers know the exact cost for representation from the start
• Rebate flexibility: Remaining commission funds can help reduce out-of-pocket expenses
• Regional expertise: Focused on the San Francisco Bay Area with knowledge of local trends

Cons

• Geographic limitations: Service is less accessible in suburban and non-metro areas
• No included home tours: Buyers are responsible for arranging and attending tours independently
• Higher flat fee for lower-priced homes: May not be the most cost-effective option for properties under $500,000

FlatFeeBuyers.com is a practical choice for those who value predictable costs and are comfortable with a more hands-on approach to their home search. However, buyers seeking more comprehensive support or lower upfront service fees may prefer other flat fee agencies.

4. ShopProp

ShopProp markets itself as a technology-focused real estate service with flat fee buyer representation and a rebate option. It charges a $5,000 flat fee for its services and emphasizes convenience through automated tools and a support team. While the 1% rebate may offer savings, buyers should factor in additional charges for specific property types and evaluate how much support they’ll need during the process.

Key features

• Flat fee pricing: A $5,000 fixed cost for buyer representation, regardless of the home price
• Buyer rebate: Provides a 1% rebate at closing on qualifying transactions
• MLS tools: Includes features like listing alerts and saved searches for buyers to monitor the market
• Offer and contract support: Helps with submitting offers, managing contracts, and overseeing the closing process
• Dedicated support team: Agents and coordinators are available to assist throughout the transaction

Pros

• Predictable pricing: The flat fee ensures buyers know their costs upfront, avoiding variable commission rates
• Statewide service: Available across California, making it accessible beyond major metro areas
• Rebate savings: The 1% rebate can help offset costs at closing, depending on the transaction

Cons

• Extra fees: Certain property types or higher-priced homes may come with additional charges
• Minimal agent involvement: Some buyers have noted less personalized support compared to full-service agencies
• Rebate limitations: The 1% rebate isn’t guaranteed for every transaction, as it depends on commission terms

ShopProp may work for buyers who prefer a straightforward pricing structure and are confident handling parts of the homebuying process themselves. However, the added fees and reduced agent interaction might not suit those seeking more comprehensive support.

5. Prevu

Prevu combines a digital-first approach with a commission rebate model, offering up to 2% cash back for purchases over $1 million. Its platform focuses on automated tools for offer submissions and MLS-linked property searches, catering to buyers in more expensive urban areas. While the rebate can be appealing, the service's limited availability and less personalized support may leave some buyers wanting more.

Key features

• Smart Buyer™ rebate: Provides up to 2% back at closing, depending on the purchase price
• MLS integration: Displays real-time listings with estimated rebate amounts for better cost transparency
• Automated offers: Buyers can submit preliminary offers directly through the platform
• Salaried agents: Agents guide buyers through negotiations and manage closing logistics

Pros

• Large potential rebate: High-value purchases may result in substantial cash back
• User-friendly tools: The platform simplifies property tracking, offer management, and tour scheduling
• Agent support: Salaried agents assist with critical steps like negotiations and closings

Cons

• Limited reach: Service is available only in select metropolitan areas
• Rebate restrictions: Lower-priced homes may not qualify for the full rebate
• Reduced personal interaction: The digital-heavy model may not suit buyers who value direct agent involvement

Prevu appeals to buyers focused on high-end properties who are comfortable with a tech-driven process. However, its limited market coverage and emphasis on automation may not align with the needs of buyers seeking more hands-on support or localized expertise.

6. Redfin

Redfin is a national brokerage that integrates technology with salaried agents to simplify the homebuying process. It provides a partial rebate on buyer commissions in certain markets, offering potential savings. However, its service quality can differ by region, and buyers who prefer a more personalized approach may find its model less accommodating.

Key features

• Salaried agents: Redfin employs agents who earn a salary and performance bonuses instead of relying on commission.
• AI-powered valuation: The Redfin Estimate analyzes MLS data and market trends to assess property values.
• Integrated tools: Buyers can search listings, schedule tours, and submit offers directly through the Redfin app.
• Buyer rebate: Offers a 0.5% commission refund in eligible areas, which can reduce overall costs.

Pros

• Rebate savings: Buyers in qualifying markets can receive money back at closing to help offset expenses.
• Intuitive platform: The app makes it easy to manage searches, view listings, and schedule tours.
• Transparent pricing: Estimated rebates and fees are clearly outlined on the website.

Cons

• Variable service quality: Agent responsiveness and support levels depend on location.
• Smaller rebate amounts: The 0.5% refund is lower than what some flat fee services offer.
• High agent workloads: Agents often manage multiple clients simultaneously, which may affect service quality.

Redfin is a solid option for buyers who value technology-driven convenience and are comfortable with a more hands-off service model. However, those looking for a higher rebate or more dedicated agent support might consider alternatives.

7. Flyhomes

Flyhomes positions itself as a solution for buyers navigating competitive markets, offering cash-backed offers alongside traditional buyer representation. The service aims to help financed buyers compete with cash offers by converting their bids for a 1% fee. While the cash-backed approach can be useful in multiple-offer scenarios, buyers should weigh the added costs and higher financing rates that come with this model.

Key features

• Cash-backed offers: Turns financed bids into cash offers to improve competitiveness
• Commission rebate: Offers up to a 50% rebate on the buyer’s agent commission, with average savings of $15,000
• Buy Before You Sell program: Purchases a new home for buyers, allowing them to move in before selling their current property
• In-house mortgage services: Provides financing options, though rates are often higher than external lenders
• Technology tools: Incorporates AI-powered search features and market analysis to support buyers

Pros

• Competitive bidding edge: Cash-backed offers can make buyers more attractive in high-demand markets
• Commission rebate: Provides partial refunds at closing, reducing overall costs
• Streamlined services: Combines financing, escrow, and agent support in one platform

Cons

• Service fee: A 1% charge applies to use the cash-backed offer program
• Higher interest rates: In-house financing often comes with elevated rates compared to market averages
• Limited coverage: Services may not be available in all Daly City neighborhoods
• Buy Before You Sell costs: Daily rental fees apply until the buyer’s previous home is sold

Flyhomes could be a fit for buyers who need a competitive edge in bidding wars and are prepared to absorb the higher costs associated with cash-backed offers and in-house financing. However, for buyers focused on affordability and flat-fee simplicity, more cost-effective options may be available.

FAQs about choosing a flat fee buyer’s agent

Do I sacrifice service by paying a flat fee?

Flat fee buyer’s agents handle the same essential tasks as traditional agents, such as drafting offers, negotiating terms, and managing the closing process. Instead of working on commission, many are salaried, which ensures their goals align with helping buyers secure the best deal. The key distinction is the pricing structure, where buyers pay a fixed fee instead of a percentage, often resulting in significant savings without compromising service quality.

Which inspections and disclosures are included?

Flat fee agents typically review required disclosures and highlight potential concerns, just like traditional agents. Some brokerages even use AI to analyze disclosures, identifying issues like unpermitted renovations or structural concerns. However, buyers are still responsible for scheduling and covering the cost of third-party inspections.

Final thoughts on finding the right buyer’s agent in Daly City

In Daly City’s fast-paced housing market, flat fee buyer’s agents offer an efficient way to keep costs predictable. Instead of paying a commission tied to home prices, buyers pay a set fee for professional representation, often with the added benefit of rebates at closing. The right agent provides expert support throughout the process, handling negotiations, contracts, and disclosure reviews without the financial burden of percentage-based fees.

TurboHome takes a buyer-first approach by charging a $7,500 flat fee for most homes, ensuring costs are clear from the start. With AI-powered tools and licensed agents, buyers can evaluate properties, craft competitive offers, and navigate closing with confidence. The potential rebate—often surpassing $25,000—can help offset closing costs or reduce mortgage rates, making the entire process both affordable and streamlined.

While not all flat fee agents provide the same level of service, TurboHome combines advanced technology with personalized support to meet the needs of Daly City buyers. With AI-driven insights and a clear pricing model, TurboHome ensures buyers stay competitive without overspending.

Ready to save on your next home purchase? Get started at TurboHome.