Offer ends in
Waiting for rates to drop? We'll drop yours today.
Buy with TurboHome and get a lower mortgage rate by 2% in year one and 1% in year two with District lending. It’s called a 2-1 buydown.
Flat-fee local Realtors
Licensed Mortgage Agent
90 day rate lock
Year 1
Year 2
Refinance
Years 3–30
Limited-time offer ends in
90-day rate lock
DAYS
HRS
MIN
SEC
WHY A RATE BUYDOWN?
Hear it from the experts.
The TurboHome promise
I’ve watched too many buyers walk away from a home they love because the rate jumped. It doesn’t have to go that way. Because we’re a flat-fee brokerage, we can put your buyer rebate toward a 2-1 buydown — so you keep the home and start with a lower rate.
Kevin Kretzmer
Kevin Kretzmer
Head Agent, California · TurboHome · DRE #01997822
10+ years experience
302+ homes closed
4.8 client rating
The lender’s take
Here’s how I explain it to buyers: your payments are lower for the first two years, right when a new home costs the most. When the buydown ends in 2028, you can look at refinancing if rates have come down. If they haven’t, you’ve still saved real money in years one and two.
Matt Adams
Matt Adams
Branch Manager · District Lending · NMLS #1234312
District Lending rated 4.9/5
20+ years experience
300+ home loans closed
Savings calculator
See what the buydown saves you.
$200K$10M
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3%50%
Loan amount
You savings in the first two years
Year 1 ·
/mo
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Year 2 ·
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Years 3–30
Refinance
Get the lowest rate in 2028
Get the lowest rate in 2028
Lock this in before .
Principal and interest only; excludes taxes, insurance and HOA. Estimates for illustration, not a loan offer.*
How it works
Three steps, one coordinated team.
From pre-approval to closing day, your lender and your Realtor work as one team.
District Lending reviews your options and tells you whether a 2-1 buydown could fit.
Tour homes and make offers with a plan. In some markets, sellers are open to negotiating terms or concessions.
Both teams keep your offer, loan and any buydown terms lined up through closing day.
This offer ends in .
Get pre-approved by to lock your rate for 90 days.