Buy a home in Mission Bay and keep the commission

Most homes for sale in Mission Bay are resales. When the seller or a builder pays your agent's commission, TurboHome credits most of it back to you. On a $1,400,000 home in San Francisco, California, that's about $20,000 back at closing.

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Entrance to the UCSF Mission Bay campus in San Francisco, California
Mission Bay is
developed by
Catellus, then FOCIL-MB

Your Mission Bay savings stack

Seller concessionsPrice cuts, closing costs, repairs
Negotiated
TurboHome rebateOn a $1,400,000 home
+$20,000
You keep both
Your deal + $20,000
Photo by 9yz, CC BY 4.0, via Wikimedia Commons

What to know before buying in Mission Bay

Mission Bay is a 303-acre neighborhood south of downtown San Francisco, built on former rail yards along the bay. The redevelopment plans were adopted in November 1998, Catellus Development led the early work, and FOCIL-MB took over as master developer in 2005. The plan called for about 6,000 homes, with about 28% affordable, and that housing is now largely built.

UCSF's Mission Bay campus and medical center, the Chase Center arena, and Oracle Park next door anchor the neighborhood. Residents get bay-front parks, the Mission Creek waterway, and new open space along the shoreline. The T Third Muni line runs through the area, and the 4th and King Caltrain station is at its northern edge. Grocery stores, restaurants, and a public library branch serve residents within walking distance.

Almost all homes here are condos in mid-rise and high-rise buildings, so the building matters as much as the unit. Special taxes, master association charges, and building HOA dues add a lot to the monthly cost. A local TurboHome agent can compare buildings, read HOA budgets, and negotiate with sellers, and the TurboHome rebate lowers your cost at closing.

303
Acres
6,000
Homes planned at build-out
1999
Year homebuilding started
About $1.45M median
New home prices
School districts
San Francisco Unified School District
Property tax
About 1.2% plus Mello-Roos
HOA dues
Building HOA plus master association
Master developer
Catellus, then FOCIL-MB

Stack your rebate on top of the deal in Mission Bay

Most buyers take the listing as offered. The cheapest house in the neighborhood comes from layering three savings.

The seller's or builder's incentive

Sellers in Mission Bay can offer price cuts or closing-cost credits, and any builder still selling there may advertise rate buydowns. Those stay yours when you buy with TurboHome.

Your TurboHome rebate

When the seller or builder pays the buyer's agent commission. We keep a flat fee and credit you the rest at closing, about $20,000 on a $1,400,000 home.

What we negotiate on top

Price, repairs after inspection, and seller-paid closing costs. Sellers rarely offer these to buyers who don't ask.

Home price
$1,400,000
Seller- or builder-paid commission (2.5%)
$35,000
TurboHome flat fee
$15,000
Your TurboHome rebate
$20,000

Example at a 2.5% builder-paid commission. Builders set their own buyer-agent compensation, and your rebate is confirmed in your written buyer agreement and on the closing statement.

Unlock your $20,000 rebate at closing

Plan with 2.5% buyer-agent compensation. We credit you back and take a low flat fee.

$1,400,000

*Estimate based on 2.5% buyer-agent compensation. Actual compensation is negotiated in your written buyer agreement.

Your planning estimate

$20,000

Estimated rebate after TurboHome applies its exact price-tiered flat fee to the $1,400,000 home price and 2.5% compensation assumption.

Estimated compensation
$35,000
TurboHome flat fee
$15,000
Estimated rebate
$20,000

Final rebate depends on compensation received, your written agreement, lender approval, and closing instructions.

What you'd get back at $1,400,000

$20,000

TurboHome

your rebate

$0

Buying without an agent

no rebate

Buying through the builder's sales office alone returns no commission to you. Builders set their own buyer-agent compensation, so confirm it before you sign.

Where to buy inside Mission Bay

Each section has its own age, price point, and school zoning. Here is how they compare.

Mission Creek

Condo buildings along the Mission Creek channel and its houseboats.

Mostly resale

Mission Bay South

Newer towers near UCSF and Chase Center.

Mostly resale

Mission Bay North

Buildings near 4th and King Caltrain and Oracle Park.

Mostly resale

Affordable and below-market homes

About 28% of the plan is affordable housing with income rules.

Income restricted

What our local agents check in Mission Bay

The details that change your monthly payment or resale value, and that a listing won't mention.

  • Read the CFD line on the tax bill

    Many buildings pay Mello-Roos taxes through CFD No. 5 or No. 6. Get the exact amount before you write an offer.

  • Add up all three monthly charges

    Owners can pay building HOA dues, a master association charge, and a transportation fee. Ask for all three.

  • Check game and event days

    Giants and Warriors games bring crowds and traffic. Visit on an event night before you commit.

  • Review building reserves

    Older buildings may face special assessments. Read the reserve study in the HOA documents.

  • Understand BMR rules

    Below-market-rate units have resale and income limits. Make sure you know which kind of unit you are buying.

Meet your Agents

Mark headshot
Mark Biggins

DRE# 01835727

License logo
LinkedIn

Experience: 15

No. of Transactions: 250+

“Mark brings nearly two decades of experience pioneering tech-enabled real estate in the Bay Area - starting as an agent closing hundreds of transactions, then building and leading buyer-focused teams across San Francisco, Oakland, Berkeley, Marin, and Sonoma. He's worked across early-stage proptech and at scale, with a consistent focus on helping buyers navigate one of the most competitive markets in the country.”

Real buyers, real wins

Real stories from real people who saved thousands with TurboHome.

Google logo

Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!

P
Polo Green
StarStarStarStarStar
Google logo

Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.

W
Wilmer Tejada
StarStarStarStarStar
Google logo

I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.

T
Tiffany Peng
StarStarStarStarStar
Google logo

Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.

J
Jay Patel
StarStarStarStarStar
Google logo

Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.

D
Dustin Rosenberg
StarStarStarStarStar
Google logo

Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!

S
Sergio Rodriguez
StarStarStarStarStar
Google logo

Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.

R
Roberto Grijalba Garcia
StarStarStarStarStar
Yelp logo

Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.

R
Rebbecca R.
StarStarStarStarStar
Google logo

Their team is incredibly friendly, professional, and attentive. They made everything so much easier and stress-free. Highly recommend!

P
Polo Green
StarStarStarStarStar
Google logo

Donny helped me navigate a few addendums and successfully extended closing when needed, ensuring everything went smoothly.

W
Wilmer Tejada
StarStarStarStarStar
Google logo

I like the business model of TurboHome. The whole process was extremely easy and I felt a lot more comfortable working with them (no pressure) than a traditional agent.

T
Tiffany Peng
StarStarStarStarStar
Google logo

Donny's helped us navigate a couple of issues that arose prior to closing, working closely with the seller and their agent to ensure everything continued to progress smoothly.

J
Jay Patel
StarStarStarStarStar
Google logo

Kevin was great to work with and exceeded our expectations. The credit we received from the buyers agent commission helped tremendously with our closing costs as well.

D
Dustin Rosenberg
StarStarStarStarStar
Google logo

Awesome experience! We purchased a home quick and easy using Turbo Home. It cut down on so much time going back and forth. Quick, easy and efficient home buying!

S
Sergio Rodriguez
StarStarStarStarStar
Google logo

Very pleasant experience, prompt response times to inquiries, and explanation of entire process. Highly recommend Kevin, Donny and Daniel and the rest of their team.

R
Roberto Grijalba Garcia
StarStarStarStarStar
Yelp logo

Donny and the TurboHome team were responsive, knowledgeable, and friendly. They helped us organize our own inspection after discovering major inaccuracies in the seller's disclosure packet.

R
Rebbecca R.
StarStarStarStarStar

Buying in Mission Bay: common questions

Yes. On a resale, TurboHome keeps a flat fee from the buyer-agent commission and credits you the rest at closing. On a $1,400,000 home with 2.5% buyer-agent compensation, that is $35,000 minus a $15,000 flat fee, or a $20,000 TurboHome rebate. Buyer-agent compensation on resales is negotiated, so your agent confirms it before you write an offer.

More San Francisco communities with new homes

The same rebate and builder negotiation apply in every community we cover.

Kevin Kretzmer

Written by Lucas Beard. Reviewed by Kevin Kretzmer, CalDRE #01997822. Updated October 2026.

Sources

Prices, taxes, HOA dues, and builder lineups change. Confirm current figures with the builder and your title company before you sign.

Ready to buy in Mission Bay?

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